Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,934 reviews, last reviewed 9th May 2026
2403800% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and quick application Very simple and quick application Reviewed on: 9th May 2026
Chee L's avatar
Chee L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102934)

It is very helpful and quick, I like using the PayPa...

5
It is very helpful and quick, I like using the PayPal credit, it helps me spread my cost. Reviewed on: 16th May 2024
Abraham 's avatar
Abraham

Flexibility and peace of mind

5
It’s always there when I need it and the 4 months interest free option just gives you so much flexibility. Just knowing I’ve got it in my back pocket really does give me peace of mind. Reviewed on: 16th May 2024
Craig L's avatar
Craig L

Allowed me to buy stuff for myself without affecting...

5
Allowed me to buy stuff for myself without affecting my household budget. Reviewed on: 16th May 2024
Daniel M's avatar
Daniel M

Very easy to set up and use

5
Very easy to set up and use, now my go to company to use to buy things on credit Reviewed on: 16th May 2024
Jamie 's avatar
Jamie

PayPal credit the best

5
PayPal credit has been a god send for me. Especially in the current climate and it has enabled me to get things when needed without having to have a credit card. Reviewed on: 16th May 2024
Shelley B's avatar
Shelley B

Very easy to use, comfortable 3 months payments, ver...

5
Very easy to use, comfortable 3 months payments, very reliable Reviewed on: 16th May 2024
Anonymous A's avatar
Anonymous A

It’s useful.

4
PayPal credit is a great tool and I’ve never had any issues with it. Reviewed on: 16th May 2024
Nicole G's avatar
Nicole G

Good experience.

5
Good experience.good customer service. Reviewed on: 16th May 2024
Azad R's avatar
Azad R

ease in organizing my financial life.

5
ease in organizing my financial life. I am very satisfied. Reviewed on: 16th May 2024
Wagner S's avatar
Wagner S

PayPal is fab

5
The app is so easy to use & straightforward... I know just what I am spending as everything is their on my phone ... keeps me on track with my budget, so I won't over spend ...... I have a direct debit set up so never miss a payment, & can pay extra at any time ......I also love the pay in 3 too ......... Reviewed on: 16th May 2024
Smithdian's avatar
Smithdian

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill