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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

very happy, I use paypal for more than 10 years

5
very happy, I use paypal for more than 10 years Reviewed on: 23rd April 2026

Help buy everything I need

5
Help buy everything I need and pay for them Reviewed on: 23rd April 2026

Easy to use and excellent service

5
Easy to use and excellent service Reviewed on: 23rd April 2026

Love PayPal, so easy to use and make payments

5
Love PayPal, so easy to use and make payments Reviewed on: 23rd April 2026

Easy to apply for and use.

5
Easy to apply for and use. Accepted everywhere you use your normal bank card Reviewed on: 23rd April 2026

Such easy ways to pay for purchases either by pay on...

5
Such easy ways to pay for purchases either by pay on 3 or 4 months interatcfrew Reviewed on: 23rd April 2026

It was a Good experience, very good

5
It was a Good experience, very good Reviewed on: 23rd April 2026

Thank you so much ,it was a nice experience with ove...

5
Thank you so much ,it was a nice experience with over 15 years Reviewed on: 23rd April 2026

Great way at helping to spread the cost

5
Great way at helping to spread the cost especially for higher value items and emergency breakdowns Reviewed on: 23rd April 2026

very convenient and easy to use

5
Always there when you need it very convenient and easy to use Reviewed on: 23rd April 2026

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