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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

I haven't had a bad experience with PayPal.

5
I haven't had a bad experience with PayPal. It's easy to send and receive money, I've bought from USA and Europe with ease and quick transactions. Its also very easy to purchase through PayPal or to use the Pay in 3 option. Reviewed on: 23rd April 2026

Easy to interact with and so many benefits

5
Easy to interact with and so many benefits Reviewed on: 23rd April 2026

A great service

5
I have never had any problems or issues using PayPal. All experiences have been great Reviewed on: 23rd April 2026

Really good company instant access to funds buy now...

5
Really good company instant access to funds buy now pay later i got on my new tv i bought was brilliant Reviewed on: 23rd April 2026

Good experience excellent customer care service

5
Good experience excellent customer care service Reviewed on: 23rd April 2026

Brilliant experience and great customer service.

5
Brilliant experience and great customer service. Reviewed on: 23rd April 2026

Very good experience

5
Had a very good experience with Pp and whenever I buy something I first check if they accept Pp as payment. Very reliable service Reviewed on: 23rd April 2026

It's nice useful and convenient.

5
It's nice useful and convenient. Helpful for everyday purchases Reviewed on: 23rd April 2026

Excellent

5
Easy for shoppings or booking tickets. Long time to pay back without extra charges. Safe for online shopping. Reviewed on: 23rd April 2026

Great company opens safe doors for payments.

5
Great company opens safe doors for payments and very easy to set up and use. Reviewed on: 23rd April 2026

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