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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102852 reviews)

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4.90

Based on 102,852 reviews, last reviewed 9th May 2026

2400050% increase in 5 star reviews

in the past 90 days

7000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

One stop financial shop I always ever just did any financials through a bank institution. Then I found PayPal when as a single working mum had to prioritise on a budget! PayP... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102852)

Excellent service and thanks for giving me interest...

Excellent service and thanks for giving me interest free service Reviewed on: 15th May 2024

Excellent zero percent offers across a wide range of...

Excellent zero percent offers across a wide range of business Reviewed on: 15th May 2024

Just love using PayPal give me more time to pay...

Just love using PayPal give me more time to pay back Reviewed on: 15th May 2024

Sometimes it is hard to understand the statements an...

Sometimes it is hard to understand the statements and knowing exactly what is still outstanding. Reviewed on: 15th May 2024

Great customer service helped me get back on track w...

Great customer service helped me get back on track with my finances. I would consider using PayPal again. Thank you PayPal for your help with my hard times! Reviewed on: 15th May 2024

Great Secure Service

I have used PayPal Credit a couple of times to help purchase items with a higher price tag. The system worked well, was secure, simple.to understand and the communication from PayPal about the payment plan and breakdown of costs was second to none. I felt confident using PayPal Credit, and it enabled me to purchase a holiday/short stay that otherwise would have been out of my price range. It also meant I could pay without hefty interest rates. I would definitely recommend it. Reviewed on: 15th May 2024

No worries easy transaction all the time

No worries easy transaction all the time Reviewed on: 15th May 2024

Great service, easy to use, very convenient!

Great service, easy to use, very convenient! I recommend it. Reviewed on: 15th May 2024

Credit experience

In overall it is smooth to use PayPal. 3 months 0%thm is a great one. But managing long term multiple credit repayments can be complex and confusing. You cannot choose what you want to pay off. Reviewed on: 15th May 2024

You can buy everything with offers buy now pay in 4...

You can buy everything with offers buy now pay in 4 months Reviewed on: 15th May 2024

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