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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

Excellent

5
Very easy process user friendly with good customer service Reviewed on: 23rd April 2026

Quick Result and easy to use the app

5
Quick Result and easy to use the app Reviewed on: 23rd April 2026

Pay pal is very good ,very good on by now...

5
Pay pal is very good ,very good on by now pay later Reviewed on: 23rd April 2026

An excellent way to manage money.

5
I use PayPal for many different things, it’s a very useful service which I will continue to use daily. Reviewed on: 23rd April 2026

Easy to use and generous credit limit

4
Paypal credit gave me a generous credit limit and its easy to pay money back into. Reviewed on: 23rd April 2026

Good no fuss credit card

5
Good no fuss credit card, you can have a digital card and if you want to have a physical card there interest rates are competitive. Reviewed on: 23rd April 2026

Paypal is really helpful

5
Helps me out loads with dealing with ebay and pay pal credit Reviewed on: 23rd April 2026

Very easy and helpful app to use, and lots of helpfi...

5
Very easy and helpful app to use, and lots of helpfil notifications. Reviewed on: 23rd April 2026

brilliant !

5
brilliant !!!!! highly recommended Reviewed on: 23rd April 2026

Happy Customer!

5
Very positive experiences using PayPal - no issues! Easy and convenient. Reviewed on: 23rd April 2026

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