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PayPal: PayPal Credit reviews

4.90
Based on 102,810 reviews, last reviewed 9th May 2026
2398050% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Paypal Credit and just Paypal for transact... I’ve used Paypal Credit and just Paypal for transactions. It speeds things up not having to type all your information in every time. Very useful, grea... Read more Reviewed on: 9th May 2026
James O's avatar
James O

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026
Simon Feasey's avatar
Simon Feasey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102810)

Excellent way of spreading the cost with no hassle

5
Excellent way of spreading the cost with no hassle Reviewed on: 15th May 2024

It is so helpful and handy using PayPal I have told...

5
It is so helpful and handy using PayPal I have told friends and family to use it and they agree it is fantastic. Small or large purchases and it is so simple to use. Reviewed on: 15th May 2024

Smooth , efficient, great service buying or selling

5
Smooth , efficient, great service buying or selling Reviewed on: 15th May 2024

Easy to use

5
So I did a quick application and it was end to end and smooth. I got instant approval. Easy to pay and available whenever I need it. Reviewed on: 15th May 2024

PayPal is easy to use.

5
PayPal is easy to use. Makes paying for services and transferring money to friends and family hassle free. Reviewed on: 15th May 2024

Really appreciate the 0% offers and the pay in 3

5
Really appreciate the 0% offers and the pay in 3 Reviewed on: 15th May 2024

Very safe and protects from thiefs

5
Very safe and protects from thiefs Reviewed on: 15th May 2024

Always reliable and excellent customer support.

5
Always reliable and excellent customer support. Peace of mind when shopping online Reviewed on: 15th May 2024

What I like about PayPal credit

4
What I like about PayPal credit is you can get them big purchases and have that on a 0% over 4 months all the time ! a great way to buy large items Reviewed on: 15th May 2024

PayPal an excellent payment option

5
My experience with PayPal has been excellent . This feeling is connected with the peace of mind I have when I use PayPal as my method of payment , I’ve always known if I use PayPal to pay and a seller refuse to deliver or deliver a wrong item, I can always raise the issue with PayPal and get a refund if it gets to that and the customer service is always there to help Reviewed on: 15th May 2024

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