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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

highly recommend because I no my purchase and my mon...

5
highly recommend because I no my purchase and my money is safe Reviewed on: 23rd April 2026

Use all the time and Never had a problem

5
Use all the time and Never had a problem Reviewed on: 23rd April 2026

Great assistance

4
Paypal has always been handy for a back up when finances are low and it's a while away until next pay day and whenever I've had any issues with retailers they have always gone above and beyond to assist Reviewed on: 23rd April 2026

PayPal customer service are the best!!

5
Ever since I have a PayPal account, it has been very easy to make payments and sometimes when I don’t recognise some transaction or the seller has refused to refund back my money, all I do is contact PayPal and they always help me out, their customer service is great . Reviewed on: 23rd April 2026

I have found it to be customer friendly and convenient.

5
I have found it to be customer friendly and convenient. Great communication and efficient. The whole process is easy and convenient Reviewed on: 23rd April 2026

PayPal credit is great I would recommend it to anyone.

5
PayPal credit is great I would recommend it to anyone. It is so easy to set up and use. You can pay back as little as you like minimum payment is £5 Reviewed on: 23rd April 2026

Excellent in every way.

5
When I’ve needed customer services they have solved my problems so quickly and very friendly too. It’s all just so easy to pay for things and to pay off at end of month, best credit card I’ve ever had. Excellent. Reviewed on: 23rd April 2026

Excellent service

5
Love to be there for sending .secure ur money Reviewed on: 23rd April 2026

Exelent service, no adfotional quedtions, no delays...

5
Exelent service, no adfotional quedtions, no delays in payments Reviewed on: 23rd April 2026

So convenient!

5
It’s very easy to transfer and receive money. Reviewed on: 23rd April 2026

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