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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181106 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181106)

Everything has been good customer service unreachabl...

Everything has been good customer service unreachable online but you can phone them and get in touch Reviewed on: 23rd April 2026

I've been paying with PayPal for years and have foun...

I've been paying with PayPal for years and have found it easy to use. I've had an incident where I payed for a parcel that didn't arrive. PayPal repulsed my money. I feel safe using PayPal. Reviewed on: 23rd April 2026

I really like the pay in 3 and the 0% interest for t...

I really like the pay in 3 and the 0% interest for the 4 months I use these services the most. Makes being able to purchase things a lot easier and I know where I stand with my payments. Reviewed on: 23rd April 2026

I find it very handy and easy to use.

I find it very handy and easy to use. It's helps and reduces the financial stress Reviewed on: 23rd April 2026

PayPal and PayPal credit are fantastic!

I have disabilities and PayPal has helped me in many ways, using PayPal credit has allowed me to rebuild my credit and being able to spread the cost over 4 months interest free help's me a lot. Whenever I have had any problems with a purchase PayPal handled the situations quickly. Reviewed on: 23rd April 2026

Trusted and tested

I love PayPal so convenient and always the option I want to use as it gives me protection as the buyer Reviewed on: 23rd April 2026

I find them easy to I use.

I find them easy to I use. The app is great. Reviewed on: 23rd April 2026

Paypal credit has been really helpful when i was in...

Paypal credit has been really helpful when i was in financial trouble. Easy to use and get approval. Helpfull customer service notifications Reviewed on: 23rd April 2026

Brilliant!

Being able to have PayPal credit has made purchasing much simpler Reviewed on: 23rd April 2026

Good customer service recently on a transaction.

Good customer service recently on a transaction. Reviewed on: 23rd April 2026

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