Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,709 reviews, last reviewed 9th May 2026
2393600% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just overall good experience allowing me to spend pa... Just overall good experience allowing me to spend payments and feel safe while purchasing Reviewed on: 9th May 2026
Julie O's avatar
Julie O

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102709)

PayPal is good for paying bills and a lot more.

5
PayPal is good for paying bills and a lot more. Reviewed on: 15th May 2024
Michael J's avatar
Michael J

Flexible, convenient and fully trusted

5
I've had a really excellent experience using PayPal Credit. The 4 month 0% offer is reliable and convenient. On one occasion I needed assistance with changing bank details and I received a quick response and useful guidance. Reviewed on: 15th May 2024
Will S's avatar
Will S

Finance option that works best!

5
Never had any problems with it, clear rules, 0% options available, working with lots of retailers - brilliant! Reviewed on: 15th May 2024
Kat K's avatar
Kat K

Never had an issue with them .

5
Never had an issue with them . Keep me up to date Reviewed on: 15th May 2024
Michelle R's avatar
Michelle R

Helps in a pinch

5
Affordable borrowing for unexpected expenses. I've never had a issue with using PayPal credit and I am able to choose the length of time to pay it back, and therefore the amount I pay per month. This gives me a lot of control when a stressful expense pops up. Reviewed on: 15th May 2024
Jae W's avatar
Jae W

Have used Paypal credit with no issues

5
Have used Paypal credit with no issues Reviewed on: 15th May 2024
J K's avatar
J K

Danadana

5
I don't know what to say, just brilliant! Reviewed on: 15th May 2024
Danuta C's avatar
Danuta C

I am using paypal credit and find it very useful for...

5
I am using paypal credit and find it very useful for bigger purchases Reviewed on: 15th May 2024
Deimante L's avatar
Deimante L

Quick and easy ways of paying.

5
Quick and easy ways of paying. Can use almost everywhere. Have really good 0% interest for 4 months! Reviewed on: 15th May 2024
Emma K's avatar
Emma K

PayPal yes

5
Does what it says on the tin,lets me pay over short or long period of time Reviewed on: 15th May 2024
Matthew Riddall's avatar
Matthew Riddall

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill