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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

Easy to use and very good payment options

4
Easy to use and very good payment options Reviewed on: 23rd April 2026

PayPal Credit is really helpful and very useful.

5
PayPal Credit is really helpful and very useful. Reviewed on: 23rd April 2026

Sometimes it’s complicated you know.

4
Sometimes it’s complicated you know. Like a squid and a squirrel fighting Reviewed on: 23rd April 2026

Easy to use.

4
Easy to use. Nice to see transactions on the app easily. When checking out with credit its easier than checking out with credit card details. Reviewed on: 23rd April 2026

5 star service!

5
I always use PayPal as I know they are quick to deal with any issues that arise from my purchases. I’ve always had a 5 star service. Reviewed on: 23rd April 2026

Take 3 and the credit option is the best

5
Take 3 and the credit option is the best. The only issue I have is when you get a refund it takes it off a different take 3/4 I’d prefer it to refund to the original item. Reviewed on: 23rd April 2026

Easy to use and there's no hassle.

5
Easy to use and there's no hassle. Never had a problem.and its really convenient. Great that you can have a physical card and add it to Google wallet aswel makes it much easier/accessible. Reviewed on: 23rd April 2026

Very good and very helpful in terms buy stuffing

4
Very good and very helpful in terms buy stuffing Reviewed on: 23rd April 2026

Excellent services.

5
Excellent services. Able to use at different online shops Reviewed on: 23rd April 2026

Nothing but positive things from PayPal since using

5
Nothing but positive things from PayPal since using Reviewed on: 23rd April 2026

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