Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,668 reviews, last reviewed 9th May 2026
2391750% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple Secure easy to use effectively anywhere With addition of PayPal virtual credit card, it is even simpler to use especially for Apple/Google pay. Love being able to securely protect personal b... Read more Reviewed on: 9th May 2026
Anne H's avatar
Anne H

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102668)

It’s always handy, whenever shopping on eBay, can br...

5
It’s always handy, whenever shopping on eBay, can break down payments to manageable sum to make life easier. Also, monitoring payments is easier via the PayPal app. Reviewed on: 15th May 2024
S S's avatar
S S

Never had an issue with PayPal credit, works well if...

5
Never had an issue with PayPal credit, works well if you don’t use credit cards and can keep on top of payments. Reviewed on: 15th May 2024
Jessica T's avatar
Jessica T

I like PayPal credit

5
Easy hassle-free way to break up your spending. It's also a good way to increase your credit score. Reviewed on: 15th May 2024
R's avatar
R

I have used pay pal to pay for products and used Pay...

5
I have used pay pal to pay for products and used PayPal credit and everytime it has been seamless. I feel more secured using PayPal Reviewed on: 15th May 2024
Alero O's avatar
Alero O

Very friendly and an excellent service

5
Very friendly and an excellent service Reviewed on: 15th May 2024
James's avatar
James

Easy to use, easy to adjust and contact customer sup...

5
Easy to use, easy to adjust and contact customer support. Reviewed on: 15th May 2024
An s's avatar
An s

I use it often and it’s very easy to use.

5
I use it often and it’s very easy to use. Getting a payment due date is also very helpful Reviewed on: 15th May 2024
Charley T's avatar
Charley T

I use PayPal credit as my preferred way to pay on a...

5
I use PayPal credit as my preferred way to pay on a number of sites. It was such an easy and quick process to set up via PayPal’s great app massively helpful to spread the cost of a purchase. Reviewed on: 15th May 2024
James C's avatar
James C

PayPal credit is great to have.

5
PayPal credit is great to have. I know they have my back if I need them financially. They really care about their customers. Reviewed on: 15th May 2024
Edward F's avatar
Edward F

PayPal credit

5
My experience with PayPal credit payment is excellent, it made my lufe easier, i can now purchase things and pay as instalment, we shoul be using that offer wisely. Reviewed on: 15th May 2024
Shayma A's avatar
Shayma A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill