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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

It’s very good Card for credit card like you paying...

5
It’s very good Card for credit card like you paying now in any shop for shopping and you pay three months later or four months Reviewed on: 23rd April 2026

Good customer service

3
Good customer service when call customer support really good Reviewed on: 23rd April 2026

Good service, excellent customer service provided

5
Good service, excellent customer service provided Reviewed on: 23rd April 2026

I find PayPal excellent for my needs and for the pay...

5
I find PayPal excellent for my needs and for the pay over 3 installments saves me having to pay all at once and I have time to budget my money without the worry of additional cost added on Reviewed on: 23rd April 2026

Brilliant

5
Great service with excellent time to pay your money back Reviewed on: 23rd April 2026

Has help me a lot with my finances management

5
Has help me a lot with my finances management Reviewed on: 23rd April 2026

Payment question

5
Absolutely brilliant customer service when I had a problem thay sorted out straight away Reviewed on: 23rd April 2026

Paypal offer excellent customer service.

5
Paypal offer excellent customer service. They always deal with queries efficiently. They are always so professional and helofuk Reviewed on: 23rd April 2026

Had issues with vendor who was fraudulent with descr...

2
Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay was kind of neutral and more with the vendor! Reviewed on: 23rd April 2026

Easy to use and flexible

4
Easy to use. Flexibility and customer friendly. Reviewed on: 23rd April 2026

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