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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Easy to use and flexible

4
Easy to use. Flexibility and customer friendly. Reviewed on: 23rd April 2026

PayPal is my favourite , love it

5
PayPal is my favourite , love it Reviewed on: 23rd April 2026

With out PayPal I will not go for holiday with my fa...

5
With out PayPal I will not go for holiday with my family I use PayPal credit to pay my fare Reviewed on: 23rd April 2026

Quick easy payment.

5
Quick easy payment. No hassle. Trustworthy! Reviewed on: 23rd April 2026

Making fast and secure payments.

5
I use pay pal because I know I can make fast and secure online purchase's. I feel safe using pay pal. Reviewed on: 23rd April 2026

Great service easy to use.

5
Great service easy to use. Paying and receiving money is simple and the website and app is simple to navigate. Reviewed on: 23rd April 2026

PayPal Customer Services are great

5
PayPal Customer Services Agent was very helpful in helping solve my issue. I had a dispute with a seller and asked for PayPal's intervention; they contacted the seller, were great in communicating the outcome and I got refunded the money that was disputed over. Reviewed on: 23rd April 2026

Okay super excited I like it so much

5
Okay super excited I like it so much Reviewed on: 23rd April 2026

Pay.in three

5
I love the pay in three features and the fact that you can pay.it off early if you wish too. Reviewed on: 23rd April 2026

Easy to use, good customer service and support.

5
Easy to use, good customer service and support. Reviewed on: 23rd April 2026

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