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PayPal: PayPal Credit reviews

4.90
Based on 102,614 reviews, last reviewed 9th May 2026
2389200% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it always great to have. Love it always great to have. Every experience is phenomenal Reviewed on: 9th May 2026
Nicole f's avatar
Nicole f

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102614)

Better since curve card link

5
Experience has increased following linkage with curve, enabling me to make purchases in store with my PayPal credit account. I like yo keep all my spending in 1 place and this has enabled me to do thar. Reviewed on: 15th May 2024

PayPal credit

5
Its grate I can buy things that normally I would have to save so instead I can pay monthly it's quick and easy Reviewed on: 15th May 2024

So very easy to use even by me being a dinosaur .

5
So very easy to use even by me being a dinosaur . Also makes buying items and spreading the cost over a few months ( interest free ) Excellent service . Reviewed on: 15th May 2024

Paypal has helped in many ways

5
PayPal credit has helped me with things that I've needed to help me in day to day life Reviewed on: 15th May 2024

Had a few issues buying items off people using PayPa...

5
Had a few issues buying items off people using PayPal and not receiving it and PayPal customer service was excellent to help me out getting my money back Reviewed on: 15th May 2024

Make payment online/digital much smoother

5
As it is linked to multiple payment method, it is much easier to the usual pay by credit card method, which one has to provide individuay when shopping on different e-commerce platform where saving card option is either unwise or unnecessary. Reviewed on: 15th May 2024

Good customer service, easy to use for online purchases

5
Good customer service, easy to use for online purchases Reviewed on: 15th May 2024

I always choose paypal for online payments

5
Ive used paypal for all sorts of payments and have always been very happy with how easily it works, whether ive been paying with my card via paypal or using my pay pal credit account. Its always easy and straightforward and quick. Reviewed on: 15th May 2024

Roadshow0121

5
Great experience easy and secure Reviewed on: 15th May 2024

Really good.

5
Really good. Would recommend very useful and handy if you want something just before payday, friendly staff too Reviewed on: 15th May 2024

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