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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Good service

5
Excellent service provided by paypal Reviewed on: 23rd April 2026

PayPal credit excellent helps with cost of supplies...

5
PayPal credit excellent helps with cost of supplies for my business and holidays. Also 4 months interest free any low repayments. Reviewed on: 23rd April 2026

Brilliant, really good service.

5
Brilliant, really good service. Would definitely recommend Reviewed on: 23rd April 2026

Pay pal is my go to when ever I buy any goods on lin...

5
Pay pal is my go to when ever I buy any goods on line if they don’t show I can buy through pay pal I don’t buy it. Reviewed on: 23rd April 2026

Nothing to complain about.

5
Nothing to complain about. Just excellent Reviewed on: 23rd April 2026

Very good service and no nonsense.

5
Very good service and no nonsense. Good interest rates. Reviewed on: 23rd April 2026

I’ve had a PayPal account for over 25 years and it’s...

5
I’ve had a PayPal account for over 25 years and it’s been a fantastic way of paying for items and if something’s gone wrong it’s been quite good at mediation and contacting retailers to ascertain where it went wrong and how to get your money back thankfully those issues have not occurred very often over the years and it is seamless and love it Reviewed on: 23rd April 2026

Paypal credit is a great and accessible tool to use.

5
Paypal credit is a great and accessible tool to use. Reviewed on: 23rd April 2026

So easy to use!

5
So easy to use, even for idiots!! Reviewed on: 23rd April 2026

Using paypal is seamless and very easy to use

5
Using paypal is seamless and very easy to use Reviewed on: 23rd April 2026

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