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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Always great service.

Always great service. Hassle free. Very helpful with payments when I had a problem with a transaction going through. Very safe and secure way of paying and transferring money. Also added bonus is being able to pay over 4 months for some products Reviewed on: 23rd April 2026

I have always had good cumstomer service with paypal...

I have always had good cumstomer service with paypal, if there has been any issues they have helped and explained in detail what has happened and always happy to resolve it. Reviewed on: 23rd April 2026

Always had amazing customer service

Always had amazing customer service Reviewed on: 23rd April 2026

I love the easiness of PayPal credit and the fact it...

I love the easiness of PayPal credit and the fact it can be paid off within 4months without interest. So easy to use snd makes my life much easier. Prefer it to other credit ‘buy now, pay later’ apps as it give 4 months rather than the usual 1 and I can choose how much I pay and when. Reviewed on: 23rd April 2026

Easy to use

Very clear when payments need to be good. Good communication via emails. Reviewed on: 23rd April 2026

Seamless

Paypal is seamless and easy to use Reviewed on: 23rd April 2026

Please Impove Every Transaction with Deduction Detail.

Please Impove Every Transaction with Deduction Detail. Reviewed on: 23rd April 2026

Great service, easy to use

Application for credit is simple and the pay in 3 options is very useful. No need to worry about remembering payments all that is sorted. Reviewed on: 23rd April 2026

Protection, freedom and financial support.

Paypal protects my payments, gives me safe freedom to spread payments if I want and the app is so clear, easy to use and keeps me updated. Reviewed on: 23rd April 2026

I’ve found using pay pay credit useful for big purch...

I’ve found using pay pay credit useful for big purchases such as flights. It’s a good way to pay for things without interest for 4 months, I’ve also found the monthly payments manageable as I’ve been able to set something that works for me Reviewed on: 23rd April 2026

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