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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

it has been amazing i guess.

it has been amazing i guess.. dont really have to worry much about repaying due to direct debit set up Reviewed on: 23rd April 2026

Very good and always helpful PayPal is very easy to...

Very good and always helpful PayPal is very easy to use Reviewed on: 23rd April 2026

I have never had something so reliable and useful as...

I have never had something so reliable and useful as much as I have had in PayPal! I love the freedom you can have here! Struggling to pay for things PayPal credit will always be your best friend! Never had any problems and will always use PayPal as my first option to pay for items Reviewed on: 23rd April 2026

Always helps when you have an issues

Always helps when you have an issues Reviewed on: 23rd April 2026

I buy to many product online and was to many seler s...

I buy to many product online and was to many seler scam ho take my money and not give product what is order and I call paypal on the phone and give my refund and fix problem very fast ,was good service . Reviewed on: 23rd April 2026

Easy, straight forward service

It's so easy and straight forward to use paypal. I have never had any issues that could not be sorted. I trust them with my money and making payments payments. Reviewed on: 23rd April 2026

Really happy that I have Paypal Credit.

Really happy that I have Paypal Credit. It makes it easier to buy things quickly especially using the interest free options. Transactions always goes smoothly and I feel more secure using this method. I also like the fact I can send money to my friends and non profit charities. I can always see at a glance my financial status and making payments is easy. My only criticism is that I was charged for a missed payment because Paypal wouldn't take the payment from my card saying it was expired even though the card did not expire until the end of the month. This has been the only problem I have had in the many years I have had a Paypal account. Reviewed on: 23rd April 2026

Always had a good experience with PayPal !

Always had a good experience with PayPal ! Friendly and very helpful staff I do recommend to everyone . Reviewed on: 23rd April 2026

Never had any issues, simple and straight forward app

Never had any issues, simple and straight forward app Reviewed on: 23rd April 2026

This service is so amazing!

This service is so amazing! I have had to report a few issues regarding purchases and payments and every time the customer service has been on point. Paypal has allow me to spread my payments on items and even flights, I would definitely recommend Paypal and I have already to some of my friends and family. Reviewed on: 23rd April 2026

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