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PayPal: PayPal Credit reviews

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4.90
Based on 102,447 reviews, last reviewed 9th May 2026
2381850% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service as always.. I had made an online purchase with a tracked 48hr turnaround. A week later I was still waiting for it. I had attempted to contact the company by phone... Read more Reviewed on: 9th May 2026
Lynn C's avatar
Lynn C

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102447)

I am using PayPal around ten years now never get dis...

5
I am using PayPal around ten years now never get disappoint. Reviewed on: 14th May 2024
Rana a's avatar
Rana a

Customer service

5
Easy to make disputes and get results Reviewed on: 14th May 2024
Carole F's avatar
Carole F

Positive client :)

5
I have a good experience with Paypal Credit especially as I am quite responsible person when taking credits. Easy to use, fees and any changes always comes on email,helpful customer service, notifications when the payment is due. In general only positive experience. If you know how to do shopping responsibly and know your own limits and what you can afford, then you won't have a problems :) Reviewed on: 14th May 2024
Sabi B's avatar
Sabi B

Very fast and easy to use.

5
Very fast and easy to use. Also very secure. Making payments is also easy on the app. Paypal will confirm with you when you make a purchase the amount you are paying Reviewed on: 14th May 2024
Zinanzile K's avatar
Zinanzile K

PayPal Credit is like the parents you don’t have

5
Having PayPal Credit is like having the parents you don’t have when your really really stuck …and you always get to repay them Reviewed on: 14th May 2024
Aileen W's avatar
Aileen W

Overall very good.

4
Overall very good. I been duing PayPal over 10 years I guess I only had issue once with one of the payment other then that I never had problems plus it’s life saving, specially the new 3 months plans. Reviewed on: 14th May 2024
Masuma B's avatar
Masuma B

always there to help solve issues quickly

5
always there to help customer services always solved my issues quickly and efficiently Reviewed on: 14th May 2024
stevieHyom's avatar
stevieHyom

Hassle free.

5
So easy and straightforward, hassle free. Reviewed on: 14th May 2024
G J's avatar
G J

Very good !! Strongly recommend .

5
I have had a very good experience.I have found PayPal credit very simple to use and efficient customer service. Reviewed on: 14th May 2024
AM's avatar
AM

Excellent customer service.

5
Excellent customer service. Easy to use Reviewed on: 14th May 2024
B S's avatar
B S

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