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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,404 reviews, last reviewed 9th May 2026
2379800% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Having been with PayPal for over 10yrs the service Received has been fantastic Reviewed on: 9th May 2026
ronald l's avatar
ronald l

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102404)

Always an easy transaction.

5
Always an easy transaction. Peace of mind. Safe. Good rates. PayPal has helped me out immensely since I’ve had it. Sometimes you end up in a tight spot and PayPal has been there for me when I’ve needed it. I’m very thankful for having this utility and would recommend to anyone. Reviewed on: 14th May 2024
Zoe G's avatar
Zoe G

Safe, secure and reliable

5
Never any issues, excellent options and regular offers for credit. Feels safe and secure within the app. Reviewed on: 14th May 2024
Tracey P's avatar
Tracey P

My second credit, happy with the service

5
My second credit, which is also interest free and helps for big amount purchases Reviewed on: 14th May 2024
Galin M's avatar
Galin M

PayPal credit really help me a lot when I really nee...

5
PayPal credit really help me a lot when I really needed it. Reviewed on: 14th May 2024
Favour A's avatar
Favour A

Had amazing experience easy to check my balance and...

5
Had amazing experience easy to check my balance and make payments Reviewed on: 14th May 2024
Kayleigh b's avatar
Kayleigh b

Excellent platform

5
Excellent to use plan out your purchases and overall just a fantastic platform Reviewed on: 14th May 2024
Ryan T's avatar
Ryan T

An easy to use app which runs nicely with other...

5
An easy to use app which runs nicely with other apps Reviewed on: 14th May 2024
Neil F's avatar
Neil F

PayPal is brilliant

5
Never had any problems with using PayPal plus PayPal credit is a god send. Customer service is always at its best. Thank you Reviewed on: 14th May 2024
Shannon Leigh H's avatar
Shannon Leigh H

So easy to use, easy to track

5
So easy to use, easy to track what credit is being utilised. Used by a real wide range of websites too which is extremely helpful too. Reviewed on: 14th May 2024
Luke M's avatar
Luke M

PayPal credit i wouldrecommend.

5
PayPal credit is really useful, 4 months interest free for spends over £100, can pay with direct debit and is now even better as I can link it to curve for payment not online Reviewed on: 14th May 2024
Lynda T's avatar
Lynda T

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