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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181078)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal a breath of fresh air

5
PayPal has made the purchases on line so much more easier also much safer knowing that I have backup from this most fantastic company! Thank you PayPal. kind regards Simon Barber Reviewed on: 14th July 2026

Great customer service and Payment flexible options

5
Paypal gives you so much flexibility with payment options Reviewed on: 14th July 2026

Comes in very handy.

5
Comes in very handy. And easy to spread the cost Reviewed on: 14th July 2026

Great card

5
Fantastic service, nothing to much for them, always helpful, and an easy card to use Reviewed on: 14th July 2026

Easy to use, best thing I ever found

5
Easy to use very helpful. Life saver Reviewed on: 14th July 2026

Money is there when I need it.

5
Money is there when I need it. 4 months to pay makes it an excellent option. App is great Reviewed on: 14th July 2026

Very good customer service and very helpful

5
Very good customer service and very helpful Reviewed on: 14th July 2026

Very happy with service and efficiency

5
Very happy with service and efficiency Reviewed on: 14th July 2026

Nothing to say about it I've no complaints

5
Nothing to say about it I've no complaints Reviewed on: 14th July 2026

Nice access to manage money.

5
Nice access to manage money till now Reviewed on: 14th July 2026

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