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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102373 reviews)

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4.90

Based on 102,373 reviews, last reviewed 9th May 2026

2378300% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It makes buying lots more easier It makes buying lots more easier Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102373)

Love the app.

Love the app. Quick resolutions when have a query Reviewed on: 14th May 2024

Helpful way to spread our money costs

Helpful way to spread our money costs Reviewed on: 14th May 2024

Protected and easy payments

Very easy to use ,secure payments and clear information on balance on accounts Reviewed on: 14th May 2024

Nearly perfect but not quite there yet

It's difficult to contact a human when there is an issue. Transactions are either really fast or slow. Why can't all Transactions be fast? Reviewed on: 14th May 2024

Most Reliable Credit

Applying for PayPal Credit is a seamless process, offering instant approval of your balance for immediate use whenever required. Paypal provides unparalleled convenience by allowing you to split payments into manageable installments, coupled with exclusive no-interest periods not available elsewhere in the market. With PayPal, rest assured of the highest level of customer protection. Embrace the future of credit with PayPal. Reviewed on: 14th May 2024

Fast and simple

Fast and simple steps , credit limit increased in less than 1 year when i paid back my credits Reviewed on: 14th May 2024

Makes things a little easier when I need things but...

Makes things a little easier when I need things but can't afford them Reviewed on: 14th May 2024

PayPal is by far the best payment and banking system

PayPal is by far the best payment and banking system I have ever used. Whether it’s paying online, using the balance or credit everything is seamless. I have used for many years even when an issue has occurred they assist sorting however they can. Reviewed on: 14th May 2024

Always great good service trusted payment platform

Always great good service trusted payment platform Reviewed on: 14th May 2024

Easy to use.

Easy to use. Helpful when in need of quick cash. Not making things difficult with repayments. Reviewed on: 14th May 2024

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