Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

View other PayPal products

4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181107)

I have always had a good experience with PayPal.

I have always had a good experience with PayPal. When I have had problems with sellers it has always been sorted out Reviewed on: 23rd April 2026

Is amazing I use more than 6 years

Is amazing I use more than 6 years Reviewed on: 23rd April 2026

No complaints, great service , always sort any probl...

No complaints, great service , always sort any problems quickly Reviewed on: 23rd April 2026

Love PayPal

Just been a great experience was using Klarna before but pay pal is so much easier to use and understand. Reviewed on: 23rd April 2026

Great overall experience with paypal

Great overall experience with paypal Reviewed on: 23rd April 2026

Great service

Navigation around the app is Easy to use, straight forward. helpful tips as well Reviewed on: 23rd April 2026

100% great experience

20+ years and going strong, is just sad some companies don't work with paypal anymore, but it's an 100% great experience Reviewed on: 23rd April 2026

Excellent.

Excellent. Being using PayPal for years. Great app great service Reviewed on: 23rd April 2026

4 months useful and good flexibility

Like the 4 months interest option very useful Reviewed on: 23rd April 2026

Good service, reliability, reliability

Good service, reliability, reliability Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101271 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub