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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Saved my life

5
Pay pal credit helped save my dogs life as I was able to pay for his treatment using it, honestly wouldn’t know where I’d be without it Reviewed on: 23rd April 2026

Straight forward and easy access for payments and tr...

5
Straight forward and easy access for payments and transfers and updates . Never had any probs or issues Great. Reviewed on: 23rd April 2026

Vey nice and very good and vey easy to get the payment

5
Vey nice and very good also very usefullfor the purchase and getting Reviewed on: 23rd April 2026

Pros of using paypal

5
Very easy to use. Useful for protection on purchases. Easy payment plan and great communication. Reviewed on: 23rd April 2026

It could be clearer and the amount of credit paid ba...

4
It could be clearer and the amount of credit paid back should be updated quicker. Reviewed on: 23rd April 2026

PayPal I can’t trust now I transferred £10 to my pay...

1
PayPal I can’t trust now I transferred £10 to my pay pal account and on 3 seperate occasions it transferred £210 no explanation just did it even though I clearly selected £10 Reviewed on: 23rd April 2026

Quick and easy to use

5
Quick and easy to use, feels dafe Reviewed on: 23rd April 2026

Great safe way to spend online safely

5
Great safe way to spend online and resolution centre for any disputes. You can check what money is taken and you can choose to pay on 3 payments so useful for this chaotic financial times. Reviewed on: 23rd April 2026

Recommend paypal, very easy to use for multitude of...

4
Recommend paypal, very easy to use for multitude of things. Never had any issues with payments. Customer Service is helpful and can resolve queries quickly. Reviewed on: 23rd April 2026

Simple easy to use.

5
Simple easy to use app. Keeping savings in mine! Reviewed on: 23rd April 2026

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