Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,364 reviews, last reviewed 9th May 2026
2377900% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good, very happy. All good, very happy. Thank you. Reviewed on: 9th May 2026
Marino L's avatar
Marino L

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (102364)

Paypal is very good, but I cannot see how much I hav...

4
Paypal is very good, but I cannot see how much I have paid and how much I have left for 4 months of interest-free payments. Reviewed on: 14th May 2024
Emre's avatar
Emre

I’ve always had a pleasant experience using PayPal c...

5
I’ve always had a pleasant experience using PayPal credit, the interest is always low and you can pay back a minimum payment or in chunks. Super easy to use Reviewed on: 14th May 2024
Michaela 's avatar
Michaela

Very best service ,very easy buy stuff in online

5
Very best service ,very easy buy stuff in online Reviewed on: 14th May 2024
Jekaterina S's avatar
Jekaterina S

Could do a lot better.

1
Description of of products not accurate, it was asking for money to before a certain date, I did that but the small print said something different to what the app said. Set up a credit agreement and then have PayPal do something else due to its settings with customer service saying that's nothing to do with them. Reviewed on: 14th May 2024
Bob's avatar
Bob

Paypal credit treats customers well

5
Paypal credit has been treating me well.. it has affordable rpm. You can use paypal credit on a lot of different services. Repayment of the credit is easy and you can set up a direct debit for consistent repayment. Reviewed on: 14th May 2024
Anonymous A's avatar
Anonymous A

easy to operate and secure to pay online

5
easy to operate and secure to pay online Reviewed on: 14th May 2024
Kiril K's avatar
Kiril K

Pay pal is whom I go to excellent service

5
Pay pal is whom I go to excellent service Reviewed on: 14th May 2024
Carol green's avatar
Carol green

Makes my life easier

5
I'm using PayPal constantly. Love paypal credit as well as pay in three installments. It gives me flexibility and more time to pay for my purchases. Sending money to my friends can't be any easier. Reviewed on: 14th May 2024
Mariana 's avatar
Mariana

Paypal is always supporting me when I have questions...

5
Paypal is always supporting me when I have questions with good costumer service. Reviewed on: 14th May 2024
Anna Coelho's avatar
Anna Coelho

I have used PayPal for 20 years and I think it’s fan...

5
I have used PayPal for 20 years and I think it’s fantastic always been helpful and felt safe buying online Reviewed on: 14th May 2024
Danielle p's avatar
Danielle p

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill