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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Five star PayPal

5
I have been using PayPal for sometime now, and have found them professional courteous and easy to deal with. Reviewed on: 23rd April 2026

It is so fast checkout and better customer service i...

5
It is so fast checkout and better customer service interaction Reviewed on: 23rd April 2026

Very good and easy to use.

5
Very good and easy to use................. Reviewed on: 23rd April 2026

Easy reward system.

4
Easy reward system. Points for spending is a nice reward. Reviewed on: 23rd April 2026

Great, fast easy payments

5
Great, fast easy payments, can use in most of online shopping, just use it and slowly pay off most of time with no interest. Reviewed on: 23rd April 2026

Great experience with pay pal

5
Good that is fanteftsic and next time Reviewed on: 23rd April 2026

Very convenient and safe option to pay online

5
Very convenient and safe option to pay online Reviewed on: 23rd April 2026

Flexible Travel Made Easy By Paypal

5
We love travelling, and PayPal has made it so much easier for us. It’s been fantastic being able to plan and tailor our holidays exactly how we want, without relying on package deals. The 4 months at 0% interest is incredibly helpful, and now with the PayPal Credit Card, we can make even more of it. On the rare occasions we’ve had issues, the customer service has been outstanding—quick, helpful, and reliable every time. Overall, we’ve had a great experience and wouldn’t hesitate to recommend it! Reviewed on: 23rd April 2026

A1 service all round from payments to customer service

5
A1 service all round from payments to customer service Reviewed on: 23rd April 2026

PayPal is a great payment platform.

5
Always feel protected when paying with PayPal. Reviewed on: 23rd April 2026

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