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PayPal: PayPal Credit reviews

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4.90
Based on 102,352 reviews, last reviewed 9th May 2026
2377350% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal user for over 10 years I’m using PayPal/PayPal Credit for over 10 years now and in my opinion the service is flawless. Thank you and keep it up. Reviewed on: 9th May 2026
Chipster's avatar
Chipster

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102352)

The PayPal credit is convenient.

5
The PayPal credit is convenient. Anytime there's problems with transaction, PayPal is able to solve it quickly for me. Reviewed on: 14th May 2024
GN's avatar
GN

Perfect for individual costumers.

5
Perfect for individual costumers. I'm happy with service Reviewed on: 14th May 2024
Piotr W's avatar
Piotr W

PayPal is the best

5
PayPal is the easiest and convenient way to paying Reviewed on: 14th May 2024
Shiny S's avatar
Shiny S

A good payment system

5
Most of the time it is easy to use. I have had a couple of incidents trying to help my Mum access money and the help section was useless. Reviewed on: 14th May 2024
Amanda S's avatar
Amanda S

PayPal is there to help

5
I’ve had a lot of help from PayPal credit Reviewed on: 14th May 2024
Sarah h's avatar
Sarah h

Flexible payment, I especially like the pay in three...

5
Flexible payment, I especially like the pay in three as it allows me to afford to buy items I would have to save up for and with PayPal credit I get 4 months interest free on all purchases over £100, so I can buy bigger items and spread the payments. PayPal allows me to buy things and spread the payments over a shorter period, compared to a loan. Reviewed on: 14th May 2024
Garry H's avatar
Garry H

Always a good go to option and easy pay in...

5
Always a good go to option and easy pay in three Reviewed on: 14th May 2024
SG's avatar
SG

Never had issues and if have a general question it i...

5
Never had issues and if have a general question it is easy to contact and get an answer Reviewed on: 14th May 2024
Julie R's avatar
Julie R

PayPal 3 month payback deal.

5
I was able to spread the cost of my purchases over 3 months with the option to pay earlier if I wanted to. In addition, I received a £20! discount off my bill for opting to use the plan with PayPal. Fantastic offer and a no brainer. Reviewed on: 14th May 2024
Nicola U's avatar
Nicola U

I think the buy now pay in 4 is excellent and I will...

5
I think the buy now pay in 4 is excellent and I will continue to use it Reviewed on: 14th May 2024
Emma B's avatar
Emma B

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