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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Always a great experience, Used for years without a...

5
Always a great experience, Used for years without a problem Reviewed on: 23rd April 2026

I am enjoying all the time I'm using PayPal.

5
I am enjoying all the time I'm using PayPal. Reviewed on: 23rd April 2026

To be honest I think PayPal is even safer than actua...

5
To be honest I think PayPal is even safer than actual bank Reviewed on: 23rd April 2026

Easy to use

5
Easy to use, very straightforward systems with excellent customer support Reviewed on: 23rd April 2026

Outstanding

5
Great Great, great, great, great, great and great Reviewed on: 23rd April 2026

Easy to use and when I’ve had issues someone has got...

5
Easy to use and when I’ve had issues someone has got back to me quickly Reviewed on: 23rd April 2026

Practical and versatile.

5
Practical and versatile. Never had any issues with this payment method. Reviewed on: 23rd April 2026

Used PayPal for years,never had any problems.

5
Used PayPal for years,never had any problems. If a retailer doesn't offer PayPal I've been known to find and purchase my items elsewhere. Reviewed on: 23rd April 2026

ease of use anywhere, see what you have used PP...

5
ease of use anywhere, see what you have used PP for Reviewed on: 23rd April 2026

A good place for a money

5
Easy and fast money transfers, plus quick resolution of potential issues like scams. Highly recommend PayPal. Reviewed on: 23rd April 2026

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Help others make smarter decisions by sharing your own experience. Write a review