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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

My review

5
Very good service! Never had a problem using PayPal. Always helpful when you need them Reviewed on: 23rd April 2026

Never had a problem buying or selling

5
Never had a problem buying or selling Reviewed on: 23rd April 2026

I’ve been using PayPal for absolute years it’s my go...

5
I’ve been using PayPal for absolute years it’s my go to for pay in three or interest free payments for small but expensive day to day things. I can’t fault it! Reviewed on: 23rd April 2026

Easy to use and available almost with every retailer

5
Easy to use and available almost with every retailer Reviewed on: 23rd April 2026

Very simple and easy to use.

5
Very simple and easy to use. The virtual card has been a massive benefit to make transactions easier Reviewed on: 23rd April 2026

brilliant

5
brilliant helps you when your a bit low on funds and makes it easy to pay in 3 or over 4 months intrest free easy and clear to use Reviewed on: 23rd April 2026

Really easy to use!

5
Really easy to use! The app is really clear. Reviewed on: 23rd April 2026

Paypal review

5
I have been using PayPal for years and always found it easy to navigate Reviewed on: 23rd April 2026

Love Pay in 3

5
I love pay in 3 ,such an easy way to spread the cost .PayPay is so easy to navigate ...Im over 70 ,and not at all technical, but never have any problem using PayPal Reviewed on: 23rd April 2026

It's seamless.

5
It's seamless. There are more retailers that now accept PayPal. PayPal makes payment easy and give me more confidence when purchasing from site that im not used to. I've previously received refund from PayPal even when the retailer wasn't happy to do so. PayPal refunded and deal with retailer later. Seamless! Reviewed on: 23rd April 2026

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