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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102332 reviews)

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4.90

Based on 102,332 reviews, last reviewed 9th May 2026

2376350% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fanciest Credit Card for daily use Pretty easy for the application and the best part is Annual Interest rate lower than traditional banks' credit card. Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102332)

Very happy with the service.

Very happy with the service. Excellent customer service and great app easy to navigate. Thank you Reviewed on: 14th May 2024

I like paypal it's a safe and convenient way to pay...

I like paypal it's a safe and convenient way to pay I recommend it to my friends and family I do all my shopping with paypal and I'm happy Reviewed on: 14th May 2024

In times where I needed some extra money paypal cred...

In times where I needed some extra money paypal credit definitely helped me to purchase the things I needed. Reviewed on: 14th May 2024

Great credit experience.

Great credit experience. They have alot of financial products to offer Reviewed on: 14th May 2024

Great service - make thing super easy and smooth.

Great service - make thing super easy and smooth. Eases burden supporting payments Reviewed on: 14th May 2024

Versatile credit

I appreciate the four months intrest free. Reviewed on: 14th May 2024

Brilliant

I have used paypal credit many times and find it very easy and safe to use, its great for all my needs Reviewed on: 14th May 2024

Always have peace of mind with PayPal bought numerou...

Always have peace of mind with PayPal bought numerous items with PayPal and received great customer service with any queries Reviewed on: 14th May 2024

"PayPal Credit is a financial lifesaver!

"PayPal Credit is a financial lifesaver! Offering flexibility and convenience, it's become my go-to solution for managing unexpected expenses or making larger purchases. The ease of applying and quick approval process make it a breeze to access funds when needed. Plus, the ability to pay over time with promotional financing options is a fantastic perk. With PayPal Credit, I feel empowered to make purchases without stressing about immediate payment. Five stars for revolutionizing the way we approach financing!" Reviewed on: 14th May 2024

Fantastic service.

Fantastic service. Spot on customer service each time Reviewed on: 14th May 2024

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