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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,231 reviews, last reviewed 8th May 2026
2371850% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decade of Reliable and Seamless Payments I have been using PayPal⁠ for almost eight years, and my experience has consistently been excellent. I would genuinely rate the service 10 out of 10. ... Read more Reviewed on: 8th May 2026
Santosh K's avatar
Santosh K

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102231)

It was so easy it

5
It was so easy to apply for paypal credit and very quick result Reviewed on: 14th May 2024
Frankie M's avatar
Frankie M

Excellent experience good services thanks

5
Excellent experience good services thanks Reviewed on: 14th May 2024
M I's avatar
M I

Paypal Credit has always been there when I need it t...

5
Paypal Credit has always been there when I need it the most. Absolutely first class, easy to use service. Couldn't be happier. Reviewed on: 14th May 2024
Bass's avatar
Bass

Always ready to help, the staff at PayPal are always...

5
Always ready to help, the staff at PayPal are always helpful and polite. Reviewed on: 14th May 2024
Elle 's avatar
Elle

Easy and safe, but money allocation needs explaining

3
I love PayPal credit, the service is easy to use. However allocation of payments and returned funds makes it hard to keep track of what you owe and what you are owed from refunds etc. Reviewed on: 14th May 2024
Lucy 's avatar
Lucy

Never had any problems with PayPal

5
Never had any problems with PayPal Reviewed on: 14th May 2024
Leanne d's avatar
Leanne d

excellent

5
my experience is good, anytime i check out it is smooth and the app runs great, the process to payment is super smooth and i never have any issues. this is a great app and i would definitely recommend to my friends and family. Reviewed on: 14th May 2024
Myesha A's avatar
Myesha A

PayPal Credit

5
Very pleased with PayPal Credit so simple to use very quick payment no problem Reviewed on: 14th May 2024
Robert B's avatar
Robert B

it's very useful tool to spread the cost over time

5
it's very useful tool to spread the cost over time Reviewed on: 14th May 2024
Anonymous's avatar
Anonymous

PayPal service

5
Excellent service, any refunds are conducted straight away, good rate of interest too Reviewed on: 14th May 2024
Glyn j's avatar
Glyn j

Review PayPal: PayPal Credit now

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