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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Excellent

5
Very easy to manage and not needed to worry about the repayments because they have many interest free options Reviewed on: 23rd April 2026

easy transactions

5
Very good service always easy to contact customer services And easy to purchase online shopping Reviewed on: 23rd April 2026

Easy service to use reliable and consistent good cus...

5
Easy service to use reliable and consistent good customer service and easy to nabigate Reviewed on: 23rd April 2026

Very good company.

5
Very good company. I am with PAYPAL for 9 years and I don't regret. Reviewed on: 23rd April 2026

Trustworthy

5
Love the 4 month interest free on large purchases Reviewed on: 23rd April 2026

Paypal is trusted

5
Have been using PayPal since early 2000 originally just for Ebay but it has evolved and I trust paypal Reviewed on: 23rd April 2026

It’s very easy and helpful .

5
It’s very easy and helpful .I am using it for my daily shopping Reviewed on: 23rd April 2026

Satisfaction

5
I am satisfied and confident making payments. Reviewed on: 23rd April 2026

I liked it a lot, it's very practical

4
I liked it a lot, it's very practical Reviewed on: 23rd April 2026

Perfect Satisfaction

4
Easy to use. and have full confidence in Paypal from with holding my personal banking details to other parties by preventing my details and bank details being hacked hopefully by other parties and scam artists Reviewed on: 23rd April 2026

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