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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Easy to use l

5
Easy to use and life saver when nedded Reviewed on: 23rd April 2026

My Experience with Pay Pal is Excellent.

5
My Experience with Pay Pal is Excellent.A Fantastic Service and Experience and Comfortable!Thank You! Reviewed on: 23rd April 2026

Don’t think twice. Download PayPal now!

5
I have used PayPal for over a decade and recently signed up for the PayPal credit card. The application process was incredibly simple, and the card works perfectly—exactly what I’ve come to expect from the brand. I am very happy with the consistent service I receive. I also use PayPal to transfer money to family overseas; it’s a seamless process without exorbitant fees. I highly recommend PayPal! Reviewed on: 23rd April 2026

Brilliant to have 100% recommended.

5
Brilliant to have 100% recommended. Reviewed on: 23rd April 2026

Great to use credit when you need it.

5
Great to use credit when you need it. Reviewed on: 23rd April 2026

I have been dealing with PayPal for years and always...

5
I have been dealing with PayPal for years and always found them helpful and efficient when I have had an issue with a supplier. I fact when buying on the Internet I always use PayPal for peace of mind. Great Company Reviewed on: 23rd April 2026

Never had any issues, I’ve used PayPal for purchases...

5
Never had any issues, I’ve used PayPal for purchases many times over the last 10 yrs. Reviewed on: 23rd April 2026

Easy to use and hassle free!

5
Easy to use and hassle free! Simple to set up and quick for funds to be available. Would recommend to anyone. Reviewed on: 23rd April 2026

Used credit quite a few times and its very handy and...

5
Used credit quite a few times and its very handy and easy to access. Will continue to use going forward for large purchases. Reviewed on: 23rd April 2026

I had a really positive experience.

5
I had a really positive experience. Everything was smooth, professional, and exactly as expected. I’d definitely recommend and will be coming back again. Reviewed on: 23rd April 2026

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