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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,902 reviews, last reviewed 8th May 2026
2356550% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Used PayPal for many years :) Used PayPal for many years, never had an issue, the PayPal credit option is great, helped me out on many occasions. Reviewed on: 8th May 2026
Lauren W's avatar
Lauren W

Latest lowest rating:

2

It is okay. Customer service department needs work. Too much being passed around. Reviewed on: 8th May 2026
GlenethLFC's avatar
GlenethLFC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101902)

Easy process, quick fast and effective.

5
Easy process, quick fast and effective. Service has been great. Reviewed on: 13th May 2024
Sam l's avatar
Sam l

Good experience and easy to use.

5
Good experience and easy to use. Reviewed on: 13th May 2024
Donna T's avatar
Donna T

Paypal credit - my good friend!

5
Paypal credit has come to my rescue on numerous occasions now and the interest free promotions are a great perk. Don't know how I would have managed without it. Would recommend it. Interest is average for this service if not paying in full. Reviewed on: 13th May 2024
Cat C's avatar
Cat C

Im glad to have PayPal credit although you can’t use...

5
Im glad to have PayPal credit although you can’t use it to make transactions via face to face it’s very useful as it helped me overcome some of my debt problems I’m really glad I got the opportunity to gain £800 in credit it really helped me out the customer service was really supportive in helping me figure out how to pay of the credit from direct debit also it’s really beneficial as they gave me 4 months interest free on my credit which helped me to be stress free and give me time to pay of my credit. Besides all the negative reviews on pay pal credit this credit is definitely the best as the company supported me as much as they can and still till this day I hope to pay of my credit without any problems. Also PayPal credit is not like other credit cards they are accepted by mostly every online store/app which really helps due to the fact that they allow you to also pay in installments to help you out if your not able to afford the full price which makes the companies credit the best in my opinion so thank you PayPal credit for supporting me and I wish to continue to keep being on of your customers :) Reviewed on: 13th May 2024
Emilio's avatar
Emilio

It helps me quite a lot and when I do not have money...

5
It helps me quite a lot and when I do not have money it helps me to shop online Reviewed on: 13th May 2024
Thelma Blandina Kudambo 's avatar
Thelma Blandina Kudambo

Easy to apply for

5
Easy to apply for and get the credit straight away Reviewed on: 13th May 2024
Daniel G's avatar
Daniel G

Easy to use and always there.

5
Easy to use and always there. My go to way of paying, especially good in combination with my chase account Reviewed on: 13th May 2024
Mark l's avatar
Mark l

Easy to use and understand!

5
Ease of use is the main interest for me. The 0% interest on balance if paid off in 4 months is a game changer as well. I've never been confused using the app either, well laid out and familiar Reviewed on: 13th May 2024
Rob S's avatar
Rob S

It helps me manage my finances, whenever I needed to...

4
It helps me manage my finances, whenever I needed to buy house essentials (fridge, bed, stove ) it really helped. Reviewed on: 13th May 2024
Anonymous's avatar
Anonymous

Great! Would recommend

5
Simple and easy to use! Highly recommend Reviewed on: 13th May 2024
Luke M's avatar
Luke M

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