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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101848 reviews)

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4.90

Based on 101,848 reviews, last reviewed 8th May 2026

2354050% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

4 star for paypal PayPal remains my go-to for secure and fast online transactions, offering excellent peace of mind. The user-friendly interface makes sending money and... Read more Reviewed on: 8th May 2026

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101848)

Paypal review 5*

I use paypal for most of my online purchases. I feel very safe with it. I absolutely think it is the best payment method and wish more online services (such as amazon) would use PayPal check out. As far as pay pal credit goes, it really helps when things are a little tight, such as christmas or birthdays. It has been a life saver for me on many occasions! Reviewed on: 13th May 2024

PayPal review

It’s a flexible way to purchase things on a reasonable payment plan and a way to manage your money effectively. Taking advantage of the payment promotions are always a plus and allows you to set targets on meeting your repayments Reviewed on: 13th May 2024

A great service

Ease of use, great to spread the cost Reviewed on: 13th May 2024

Great to use and have

Using paypal credit is extremely easy to use and interest are the lowest ive come across. Never had any issues using the service. Reviewed on: 13th May 2024

PayPal is the best money app out there

Every dealing I’ve had with PayPal has been fab, the app is excellent and so is customer service Reviewed on: 13th May 2024

Have never had any issues with their service

Have never had any issues with their service Reviewed on: 13th May 2024

Always fast an effortless service and a convenient w...

Always fast an effortless service and a convenient way to pay especially if your in a hurry Reviewed on: 13th May 2024

My experience with PayPal is always good excellent e...

My experience with PayPal is always good excellent easy to use and understand with excellent value for money Reviewed on: 13th May 2024

PayPal credit gives flexible payment options

PayPal credit gives flexible option that can help in getting needed big and/or unplanned purchases. Reviewed on: 13th May 2024

Very good, easy to access and get enough time for re...

Very good, easy to access and get enough time for repayment Reviewed on: 13th May 2024

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