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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,781 reviews, last reviewed 8th May 2026
2350900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good simple and easy to use So far so good simple and easy to use Reviewed on: 8th May 2026
Samantha r's avatar
Samantha r

Latest lowest rating:

1

Very poor Customer Service When there is a dispute, in my case I received defective products, Paypal has not lived up to its promise of guarantee, I've lost confidence in their ... Read more Reviewed on: 8th May 2026
Ralph Candlish's avatar
Ralph Candlish
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101781)

Excellent service

5
Easy way to transfer pay or even credit and pay in 3 offers available. Reviewed on: 13th May 2024
anju t's avatar
anju t

Safer online shopping

5
Since having PayPal credit online shopping has become a breeze. No fear of being scammed or having card number cloned. Reviewed on: 13th May 2024
Jacqueline 's avatar
Jacqueline

PayPal Credit - Easy To Use & A Must For Everyone

5
PayPal Credit is easy to use, widely accepted, and all round great experience. Being able to pay in installments or in 4 months with 0% interest is amazing. Reviewed on: 13th May 2024
Kyle K's avatar
Kyle K

Keep up the good work

4
Prompt payment and response to queries Reviewed on: 13th May 2024
Adewale O's avatar
Adewale O

Excellent service

5
Great! Easy to use and simple to manage! Reviewed on: 13th May 2024
Jordan Turner's avatar
Jordan Turner

Offered credit for my online shopping items

5
Offered credit for my online shopping items Reviewed on: 13th May 2024
Jacob M's avatar
Jacob M

It’s nice and easy to us every purpose

5
It’s nice and easy to us every purpose Reviewed on: 13th May 2024
Dipesh Rai's avatar
Dipesh Rai

Convenient and Fast

5
Convenient and fast way to spread payments when shopping online. Reviewed on: 13th May 2024
SunnyBurns's avatar
SunnyBurns

Interest free purchases

4
I like the way you can buy things and get them interest free if you pay them off in like 3 or 10 payments. This means I can afford to buy the things I wouldn't normally be able to afford and maybe buy the next level up Reviewed on: 13th May 2024
Paul Heywood 's avatar
Paul Heywood

I've been able to do things and pay for it over time...

5
I've been able to do things and pay for it over time , although I've not been good with money I know the limit has help me keep on track of my spending Reviewed on: 13th May 2024
Mitul N's avatar
Mitul N

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