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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181109)

Very easy and good to use would recommend to friend...

5
Very easy and good to use would recommend to friend and family Reviewed on: 23rd April 2026

Excellent service, would 100% rate 5*

5
Excellent service, would 100% rate 5* Reviewed on: 23rd April 2026

I have contacted customers services twice and both t...

5
I have contacted customers services twice and both times my query was dealt with promptly. Reviewed on: 23rd April 2026

It has really good.

5
It has really good. They have been helpful whenever we have been needing help. Reviewed on: 23rd April 2026

Wanting something fast but dont get paid until the F...

4
Wanting something fast but dont get paid until the Friday! paypal has come in handy for me. Reviewed on: 23rd April 2026

Great Service from Paypal, will recommend

5
I use it regularly and so far reliable and secure for service. Would recommend to others. It's great for making purchases and also really reliable when payments aren't quite what they seem, the team have investigated thoroughly. Reviewed on: 23rd April 2026

I needed a credit facility and PayPal provision was...

5
I needed a credit facility and PayPal provision was quite handy and manageable. Offers of spread payments are very helpful too. Reviewed on: 23rd April 2026

Helped me when I really needed it!

5
Helped me when I really needed it! Excellent customer service Reviewed on: 23rd April 2026

Simple and secure service, easy to use application a...

5
Simple and secure service, easy to use application and payment options Reviewed on: 23rd April 2026

Excellent flexible payment.

5
Excellent flexible payment. You can use on loads of online shops Reviewed on: 23rd April 2026

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