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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181109 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181109)

Iryna Zhuravska

It’s easy to send money more than 10 years Reviewed on: 23rd April 2026

Fantastic App and customer service

Great customer service and fantastic app easy to navigate Reviewed on: 23rd April 2026

Used it for years, dead easy.

Used it for years, dead easy. And when I've been ripped off by a dodgy retailer, PayPal has reimbursed me. Reviewed on: 23rd April 2026

Good credit options, just can not see why pay in 3 r...

Good credit options, just can not see why pay in 3 reduces dramatically every time Reviewed on: 23rd April 2026

PayPal are the best credit company

PayPal are the best credit company very easy to use when purchasing and clear terms and conditions I would highly recommend them Reviewed on: 23rd April 2026

Convenient

It is very convenient and is great to use as a payment plan when managing multiple payments Reviewed on: 23rd April 2026

Safe, efficient, professional and pleasant

Safe, efficient, professional and pleasant Reviewed on: 23rd April 2026

It's so easy to use.

It's so easy to use. I Like that I can use it for different purchases. It's definitely allowed me to choose from without having to spend too much money, and I'm never out of off pocket. Thank you. I really appreciate. Reviewed on: 23rd April 2026

The funds great but customer service hit and miss...

The availability of funds is great but when contacting customer service it’s hit and miss in terms of agents being knowledgeable or finding a solution. Reviewed on: 23rd April 2026

Easy to use and handy to spread the cost

Easy to use and handy to spread the cost Reviewed on: 23rd April 2026

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