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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181109)

Excellent

5
Excellent service and customer service all through Reviewed on: 23rd April 2026
Osman A's avatar
Osman A

Really easy to use as no hassle to check and...

5
Really easy to use as no hassle to check and pay Reviewed on: 23rd April 2026
Scott's avatar
Scott

Always a great service

5
Never had any issues making payments through paypal Reviewed on: 23rd April 2026
Andrew S's avatar
Andrew S

I have used PayPal since the 90s...

5
I have used PayPal since the 90s & I use it even more today I wouldn't mange without it Reviewed on: 23rd April 2026
Claire Howlett's avatar
Claire Howlett

Pay in 3

5
Never had a problem with PayPal Sometimes I can't get the pay in 3 even though I have never missed a payment Reviewed on: 23rd April 2026
Mhairi C's avatar
Mhairi C

Xx great service from PayPal, thank you

5
Xx great service from PayPal, thank you Reviewed on: 23rd April 2026
Melanie L's avatar
Melanie L

I trust Paypal

5
Everything is so easy and if you do have a problem it is resolved very quickly. I trust PayPal Reviewed on: 23rd April 2026
Alexandra L's avatar
Alexandra L

My Go-To Payment Solution for Over a Decade

5
I’ve been using PayPal for over a decade now, and it’s honestly one of those rare services that just keeps getting better. Whether I’m sending money to family abroad, paying for freelance work, or shopping online, it’s always smooth, fast, and reliable. What I appreciate most is how secure it feels. I’ve never had a single issue with fraud, and the buyer/seller protection gives me real peace of mind. The app is incredibly user-friendly too — I can complete transactions in seconds, track payments easily, and even split bills with friends without any hassle. Their customer support has been genuinely helpful whenever I’ve needed them, which is rare these days. PayPal has simply made managing money simpler and safer in a digital world. I recommend it to everyone I know, and I’ll continue using it as my go-to payment platform. Truly excellent service! Reviewed on: 23rd April 2026
Erion R's avatar
Erion R

Great I guess

3
Great! Service and loan flexibility Reviewed on: 23rd April 2026
Yadav R's avatar
Yadav R

Only had one or two issues during which customer ser...

5
Only had one or two issues during which customer service has been excellent. Reviewed on: 23rd April 2026
Paul 's avatar
Paul

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