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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101579 reviews)

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4.90

Based on 101,579 reviews, last reviewed 8th May 2026

2342000% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All good, no problems at all. All good, no problems at all. Always easy and there when I need it. Reviewed on: 8th May 2026

Latest lowest rating:

1

Lost too much money with inadequate customer services Set up a 3 month 0% finance deal. PayPal cancelled the first payment meaning that I am left with a large amount to pay at the end of the deal. I raise... Read more Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101579)

Very pleased overall with PayPal and PayPal Credit.

Very pleased overall with PayPal and PayPal Credit. Reviewed on: 12th May 2024

It's been incredible...

It's been incredible for allowing us to get things that are needed that we can't afford immediately but can pay back in the future. Reviewed on: 12th May 2024

it's easy too use!

it's easy too use! Quick payments. And just handy too have around Reviewed on: 12th May 2024

Very good offers.

Very good offers. However my limit has never increased but that’s not awful! Reviewed on: 12th May 2024

I have used PayPal credit for quite a while now and...

I have used PayPal credit for quite a while now and it gives me great flexibility on those larger purchases that I’d rather not take straight out of my savings. It’s becoming my most trusted method of credit. Reviewed on: 12th May 2024

Easy to use and very handy.

Easy to use and very handy. I use PayPal credit for almost everything and anything! Reviewed on: 12th May 2024

Good no fuss quick service.

Good no fuss quick service. A well known and respected brand that people trust Reviewed on: 12th May 2024

Always safe and convenient.

Always safe and convenient. Now with curve card only credit I use Reviewed on: 12th May 2024

Great experience highly recommended.

Great experience highly recommended. Reviewed on: 12th May 2024

Never had an issue with PayPal credit, the service i...

Never had an issue with PayPal credit, the service is straight forward and ease of use is a bonus. I tend to pay before the full term but have the knowledge that it's always there when I need the service Reviewed on: 12th May 2024

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