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PayPal: PayPal Credit reviews

4.90
Based on 101,511 reviews, last reviewed 8th May 2026
2338900% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straight forward and excellent service Very straight forward and excellent service Reviewed on: 8th May 2026
Abiola sanusi 's avatar
Abiola sanusi

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101511)

Good excellent customer service and all round high q...

5
Good excellent customer service and all round high quality experience with the credit system fair and easy to use. Just be careful with how you use the available credit and everything will go smoothly Reviewed on: 12th May 2024

Very easy to use.

5
Very easy to use. Always an option for majority of online payment Reviewed on: 12th May 2024

It's a handy service that had made purchasing things...

5
It's a handy service that had made purchasing things over time reliable and easy. I've used it for many services and even when I've had issues I've had good customer service even when the issues are usually on 3rd parties sites. Reviewed on: 12th May 2024

Really good choice

5
Great help if you need a bigger value to purchase!! Without straggling with credit from your bank.Good ratung and fee's. Reviewed on: 12th May 2024

PayPal Credit

5
Really helpful for more expensive purchases and with the reassurance of PayPal. Reviewed on: 12th May 2024

Great hassle free service, nothing is a problem

5
Great hassle free service, nothing is a problem Reviewed on: 12th May 2024

Easy to use app , excellent customer service :-)

5
Easy to use app , excellent customer service :-) Reviewed on: 12th May 2024

Fair credit

5
Fair rates and no issues with any payments or problems I've had Reviewed on: 12th May 2024

Really easy to use.

5
Really easy to use. Hassle free and helped me get my laptop for a great deal Reviewed on: 12th May 2024

Completely convenient.

5
Completely convenient for online shopping. Love having time to pay without interest charges Reviewed on: 12th May 2024

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