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PayPal: PayPal Credit reviews

4.90
Based on 101,438 reviews, last reviewed 8th May 2026
2335700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love everything about PayPal!! I love everything about PayPal. I love the pay in 3 option, and the 4 interest free option on orders over £100 on my credit card. I’m currently settin... Read more Reviewed on: 8th May 2026
Sarah W's avatar
Sarah W

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101438)

So easy to use.

5
So easy to use. Only criticism is that there isn’t a break down on how much it will cost a month. Reviewed on: 12th May 2024

0% for 4 months great deal

5
0% for 4 months great deal for some of the things I buy. Reviewed on: 12th May 2024

Highly recommended

5
Been using for years love the interest free deals Reviewed on: 12th May 2024

Always resolve issues

5
Always resolve issues. So I feel protected. It's so easy to use Reviewed on: 12th May 2024

Very happy using PayPal.

5
Very happy using PayPal. Can pay everywhere and for everything. Reviewed on: 12th May 2024

Because you're worth it

5
Secure, trustworthy servic - l use it for every online purchase. Reviewed on: 12th May 2024

Have been with PayPal for years and have always had...

5
Have been with PayPal for years and have always had a great exspirence using it. Weather I'm using PayPal credit or dabbling on crypto it's easy to use and flexible. Could not be happier with them. Reviewed on: 12th May 2024

A little helping hand

5
I have used PayPal credit to by many things and I just love the way you can pay it back in smaller amounts Reviewed on: 12th May 2024

Make life a lot easier.

5
With PayPal credit I was able to purchase a brand new game computer, and the options to pay a bit every moth really helped me. Reviewed on: 12th May 2024

Seamless

5
A good way off being able to afford things without putting them on a credit card. I would recommend using PayPal especially for things like holidays etc Reviewed on: 12th May 2024

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