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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181110)

Thankyou PayPal

5
I have been using PayPal for many years now and I don’t know what I would have done without it Reviewed on: 23rd April 2026

Good service

5
Have always been happy with the service Reviewed on: 23rd April 2026

I have over 15 years of experience with PayPal

5
I have over 15 years of experience with PayPal Reviewed on: 23rd April 2026

Easy and quick way to get stuff and pay later...

5
Easy and quick way to get stuff and pay later Reviewed on: 23rd April 2026

Easy to use & no hidden fees.

5
Easy to use & no hidden fees. Overall experience is very good Reviewed on: 23rd April 2026

Love it simple to use easy to repay

5
Love it simple to use easy to repay Reviewed on: 23rd April 2026

Pay pal great and helpful

5
PayPal is great and helpful. It is very useful to use Reviewed on: 23rd April 2026

Reliable and Convenient for Everyday Payment

5
I’ve been using PayPal for several years and overall it has been a reliable and convenient way to send and receive money. Transactions are usually quick, and the platform is easy to navigate. I particularly value the buyer protection feature, which provides added reassurance when making purchases online. However, customer service can sometimes be slow to respond, and resolving disputes may take longer than expected. Despite this, it remains one of the most widely accepted and trusted payment methods. Reviewed on: 23rd April 2026

Great service fantastic customer service if you need...

5
Great service fantastic customer service if you need it offer great ways to pay for you’re purchases excellent service all round Reviewed on: 23rd April 2026

Just works for me, never had problem.

5
Just works for me, never had problem.very happy Reviewed on: 23rd April 2026

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