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PayPal: PayPal Credit reviews

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4.90
Based on 101,388 reviews, last reviewed 8th May 2026
2333400% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use, why wait? Simple and easy to use, customer service has always been informative, professional and polite Reviewed on: 8th May 2026
Stephen Evans's avatar
Stephen Evans

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101388)

PayPal credit gives me the flexibility to spread my...

5
PayPal credit gives me the flexibility to spread my purchases over an extended period helping me budget for both small and large purchases. The dashboard is clear and let's me know when I will start paying interest and how I can avoid that if I wish. Reviewed on: 12th May 2024
Gordon 's avatar
Gordon

Incredible always

5
Incredible always. Simply to use it Reviewed on: 12th May 2024
Cristiano Lombardi's avatar
Cristiano Lombardi

Don’t understand customer service when ringing

5
Don’t understand customer service when ringing Reviewed on: 12th May 2024
Tim M's avatar
Tim M

My only complaint would be there sometimes seems to...

5
My only complaint would be there sometimes seems to be a delay in payments being reflected in balance Reviewed on: 12th May 2024
Caroline Q's avatar
Caroline Q

NO COMPLAINTS AT ALL

5
NEVER had a single complaint or niggle. Brilliant Reviewed on: 12th May 2024
Steve Wilson's avatar
Steve Wilson

Simple and Protected

5
Very good and Efficient. Money feels protected and safe. Money easy to manage Reviewed on: 12th May 2024
Mike's avatar
Mike

It's easy to use!

5
It's easy to use! A good straightforward UI as well Reviewed on: 12th May 2024
Ester C's avatar
Ester C

Using PayPal makes online purchases so much easier,...

5
Using PayPal makes online purchases so much easier, more often than not it's a one-click purchase, if you send something back the refund arrive quickly, and when I've had any issues with a transaction the customer service team have sorted this unbelievably promptly. Couldn't ask for more! Reviewed on: 12th May 2024
Laura C's avatar
Laura C

Good service easy to use and helpful

5
Good service easy to use and helpful Reviewed on: 12th May 2024
G M's avatar
G M

Good experience and easy to using

5
Good experience and easy to using Reviewed on: 12th May 2024
Ionel I's avatar
Ionel I

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