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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

All good

All ok, No problems. Perfecly happy Reviewed on: 23rd April 2026

It does everything I need, very handy and extremely...

It does everything I need, very handy and extremely easy to use Reviewed on: 23rd April 2026

The customer service team here is truly remarkable.

The customer service team here is truly remarkable. They're incredibly efficient and answer calls very quickly, making the process very convenient. On top of that, they're incredibly helpful and have a genuine interest in finding solutions to any issues or problems you might have. Furthermore, the customer service representatives are exceptionally polite and very knowledgeable about their products or services, which makes them truly valuable assets to the company. Reviewed on: 23rd April 2026

Easy to use and repay.

Easy to use and repay. Well established system and can be easily managed. Reviewed on: 23rd April 2026

It's so easy to use and navigate.

It's so easy to use and navigate. I always feel super safe using PayPal Reviewed on: 23rd April 2026

Great service, easy to use app and able to chat with...

Great service, easy to use app and able to chat with customer service directly in the app which is very useful. Reviewed on: 23rd April 2026

Brilliant for easy life paypal

Hey,im Robert.I user from years PayPal to be easy to pay in 3 instalments from plane tickets to clothes.Im grateful for PayPal because mostly stuffs bought by me are in 3 split rates is with PayPal.As well like credit an wardrobe from 300 pounds gift for my wife to birthday...she deserved because she as well bought something else for my health.Thank you v much PayPal for your trust will continue to be my favourite company Reviewed on: 23rd April 2026

5 STAR & HIGHLY RECOMMEND

I have been a long-time member since PayPal first launched, and they have always been excellent to work with. Anytime I’ve had a dispute, they've resolved it immediately. I have a sense of ease and comfort that PayPal’s Sapphire standards ensure my money and transactions are secure. I always highly recommend to friends and family Reviewed on: 23rd April 2026

No questions asked - Banking.

I’ve found PayPal perfect for purchases and would highly recommend them to friends and family. I’ve purchased on instalments which is so helpful when your unable to pay for things there and then. I found the team always super helpful if I have any issues to sort out. Thank you Reviewed on: 23rd April 2026

Positive Experience

I’ve had a really positive experience using PayPal Credit. It’s been a convenient and flexible way to manage purchases, especially for larger expenses that I’d rather spread over time. The application process was straightforward, and I got a decision quickly. One of the best features is the promotional financing offers, like interest-free periods when payments are made on time. It’s helped me stay on top of my budget without feeling pressured. The integration with PayPal is seamless too — I can use it easily across many online retailers without needing to enter extra details. I also appreciate how transparent everything is. The statements are clear, payments are easy to track, and managing the account online is simple. Overall, PayPal Credit has been a reliable and user-friendly option that I’d happily recommend to anyone looking for a flexible payment solution. Reviewed on: 23rd April 2026

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