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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Excellent service

Great way to pay for things over the internet. Reviewed on: 23rd April 2026

Good great to use easy to follow

Good great to use easy to follow Reviewed on: 23rd April 2026

When I was having the financial worse scenario paupa...

When I was having the financial worse scenario paupal was the ultimate solution and the best Reviewed on: 23rd April 2026

So easy to use and 4 months 0% is very handy in thes...

So easy to use and 4 months 0% is very handy in these times Reviewed on: 23rd April 2026

Good credit but should be more options

Interest rates are high and be better if had longer to pay. Reviewed on: 23rd April 2026

Well laid out app easy to understand what payments a...

Well laid out app easy to understand what payments are due how much I owe and when I need to pay by. Had a problem with a strange payment and PayPal were able to help me and ease my concerns straight away. Top customer service too. Reviewed on: 23rd April 2026

Good throughout the whole experience.

Good throughout the whole experience. Havent had any issuesnwith customer service or the product Reviewed on: 23rd April 2026

Totally reliable and safe feeling using PayPal.

Totally reliable and safe feeling using PayPal. I recently got a discount when I opened a PayPal credit card. I have dealt with PayPal for many years and always felt safe. Reviewed on: 23rd April 2026

Always the best no hidden cost.

Always the best no hidden cost. No extra charge Reviewed on: 23rd April 2026

I always use PayPal to do any online transactions it...

I always use PayPal to do any online transactions it’s the smartest way for me Reviewed on: 23rd April 2026

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