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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

PayPal is Great

I just love PayPal its easy to use and understand Reviewed on: 23rd April 2026

Very Nice !

Very Nice !!! Super helpfull when we don’t have money at Moment , given us that hand ! Reviewed on: 23rd April 2026

I HAVE BEEN SCAMMED

I HAVE BEEN SCAMMED A FEW TIMES AND THEY HAVE BEEN VERY KIND , THEY SORTTED IT STRAIGHT WAY! Reviewed on: 23rd April 2026

Good experience.

Good experience.easy payment and withdrawal Reviewed on: 23rd April 2026

I’ve had an exceptionally positive experience using...

I’ve had an exceptionally positive experience using Pay in 3. It’s a genuinely convenient and well-designed feature that allows me to spread payments without putting pressure on my budget. The process is simple and straightforward: quick to set up, clear to understand, and easy to manage. What I value most is the flexibility it provides. I can plan my expenses more calmly and confidently, without the stress of paying a large amount all at once. It gives me a real sense of control over my finances and adds a layer of stability to everyday spending. For me, it’s not just a payment option — it’s a practical tool that truly makes managing money easier. Reviewed on: 23rd April 2026

Any time I have needed help from their customer supp...

Any time I have needed help from their customer support they have always been very helpful. Reviewed on: 23rd April 2026

Love Paypal

using it for years and always happy, never had any issue and crdit is used properly is a plus Reviewed on: 23rd April 2026

Paypal is convenient, easy to use and manageable.

Paypal is convenient, easy to use and manageable. Customer service is always excellent, especially if there are any issues with vendors. Reviewed on: 23rd April 2026

PayPal pay poor

The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my queries go unanswered. Reviewed on: 23rd April 2026

It’s easy and safe to use.

It’s easy and safe to use. Highly recommended Reviewed on: 23rd April 2026

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