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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

5 stars!

PayPal has helped manage my payment and flexibility- always there when I need it! Reviewed on: 23rd April 2026

Lower the interest on PayPal Credit.

Lower the interest on PayPal Credit. Reviewed on: 23rd April 2026

Very easy fill the form and quickly answer

Very easy fill the form and quickly answer Reviewed on: 23rd April 2026

Always proactive

Always proactive and helpful and polite Reviewed on: 23rd April 2026

I’ve used PayPal for years and it’s always been a co...

I’ve used PayPal for years and it’s always been a convenient way to pay for things. Also very easy to pay it back if using pay in 3 or the PayPal credit options. I always recommend it as a payment method to my family and friends. Reviewed on: 23rd April 2026

Excellent service .

Excellent service . can use us so many places and trusted Reviewed on: 23rd April 2026

Uncomplicated

Easy online and app features for account and credit. Reviewed on: 23rd April 2026

Is really easy to use it.

Is really easy to use it. And the offers are amazing Reviewed on: 23rd April 2026

Spreading my payments

Using PayPal credit has been very useful on splitting my purchases into manageable payments.No interest is an added bonus. Reviewed on: 23rd April 2026

Safer means of payment

Easy to use and a safer means of payment. Peace of mind Reviewed on: 23rd April 2026

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