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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 101,344 reviews, last reviewed 8th May 2026
2331350% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good job paypal I’ve been using PayPal for years and it’s honestly made online payments so much easier. Transactions are fast, secure, and I love the buyer protection... Read more Reviewed on: 8th May 2026
Tom B's avatar
Tom B

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (101344)

It is the best service I’ve used

5
It is the best service I’ve used Reviewed on: 11th May 2024
Baron A's avatar
Baron A

Great customer service

5
The customer service agents are always very helpful and friendly. Reviewed on: 11th May 2024
Eniye E's avatar
Eniye E

It's been convenient using PayPal credit so far.

5
It's been convenient using PayPal credit so far. I remember having to get a new bed frame and I was tight on budgeting was my first time using credit so I signed up for PayPal credit.I thought the authorisation and process was going to be difficult. I even gave up and scrapped the idea of getting my new bed.Howecer, in less than 39 minutes I was awarded the credit to get my bed. The repayment has been good so far. A very convenient financial decision I must say . Reviewed on: 11th May 2024
Pc's avatar
Pc

It’s been an amazing and awesome experience with Pay...

5
It’s been an amazing and awesome experience with PayPal Reviewed on: 11th May 2024
Abidemi 's avatar
Abidemi

Easy to use, easy to manage so works perfectly for me!

4
Easy to use, easy to manage so works perfectly for me! Clear app set up, easy to find what you need and to get help when you need it. Customer service is great from my experience and always on hand to help! Reviewed on: 11th May 2024
Jade's avatar
Jade

I highly recommend Paypal

5
PayPal is easy to use and their app is easy to navigate. They are quick to respond to any issues I've had with payments and always keep me updated with progress on any cases filed. I liked that you can set up a direct debit. And have both a credit limit and a pay in 3 option on certain payments. Reviewed on: 11th May 2024
Maisie's avatar
Maisie

I have used PayPal for years...

5
I have used PayPal for years and PayPal Credit for a number of them. It's brilliant, both easy and safe to use. Any problems regarding transactions are assessed and sorted out within a reasonable time. So helpful! Reviewed on: 11th May 2024
Naomi Quinn's avatar
Naomi Quinn

Always everything is going smoth and easy, good cust...

5
Always everything is going smoth and easy, good customer service Reviewed on: 11th May 2024
Katarzyna S's avatar
Katarzyna S

Perfect for larger purchases

5
Easy to use, easy repaymentbsceme with no interest on larger items Reviewed on: 11th May 2024
GwenE's avatar
GwenE

Great payment options

5
I love PayPal credit as it can be used on the majority of websites. I like that there’s multiple payment options such as ‘pay in 3’ and the customer service is great, online chat is quick and helpful Reviewed on: 11th May 2024
Summer N's avatar
Summer N

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