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PayPal: PayPal Credit reviews

4.90
Based on 101,306 reviews, last reviewed 8th May 2026
2329700% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I excellent I could call PayPal customer service anytime and I get all the help I need. Reviewed on: 8th May 2026
zakia Osman's avatar
zakia Osman

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101306)

Always got my back and stress free

5
Always got my back and stress free Reviewed on: 11th May 2024

Paypal is the best

5
Been using PayPal Credit for years and it's the simplest to use of all the credit companies in my opinion. Reviewed on: 11th May 2024

Amazing and fast service to use very convenient

5
Amazing and fast service to use very convenient Reviewed on: 11th May 2024

Good from start to finish.

5
Good from start to finish. Value and easy to pay off Reviewed on: 11th May 2024

My opinion:

5
I'm just happy to ise. Easy to pay for anything. Reviewed on: 11th May 2024

Simple versatile credit

5
PayPal credit helped me afford to make a large purchase and pay it off at convenience. Would recommend, no actual card so you can't go overboard. Reviewed on: 11th May 2024

Great Service , had no issues with them

5
Great Service , had no issues with them , CS top notch !! Reviewed on: 11th May 2024

Amazing service

5
Amazing service. I have been using paypal daily for my purchases. I am happy so far Reviewed on: 11th May 2024

5 star service

5
Really good, never have any issues with the app when I use it and costumer service always friendly and quick when needed to ask something Reviewed on: 11th May 2024

Very convenient and helpful to me.

5
Very convenient and helpful to me. Reviewed on: 11th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review