Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181111)

Hustle free transactions and excellent service.

5
Hustle free transactions and excellent service. App is easy to use. Reviewed on: 23rd April 2026

Delightful experience

5
So far my experience has been sold. I never had rejections on my transactions from various companies so im happy Reviewed on: 23rd April 2026

A very easy experoience,simThe way forward

5
A very easy experoience ,simple and intuitive with clear communications Reviewed on: 23rd April 2026

Very useful , safe and supportive.

5
Very useful and supportive. Safe method for transactions. Intrest frer schemes. Reviewed on: 23rd April 2026

I've always found the zero percent monthly offers ve...

5
I've always found the zero percent monthly offers very invalueable. Reviewed on: 23rd April 2026

I have always had a good experience with PayPal, any...

5
I have always had a good experience with PayPal, any issues have been dealt with efficiently & effectively. I always use PayPal as it is very secure. Reviewed on: 23rd April 2026

Scam sites

5
In the past when I've been on a fraudulent website, paypal have paid the money back to me quickly Reviewed on: 23rd April 2026

good banking

4
good banking systems, makes everything easier Reviewed on: 23rd April 2026

Smooth payments great customer service and very quic...

5
Smooth payments great customer service and very quick resolutions to sort out customer complaints and help getting refunds from suppliers who don't provide goods. Reviewed on: 23rd April 2026

Pay pal is so easy to use and offers a great way to...

5
Pay pal is so easy to use and offers a great way to purchase items that you would normally have to save for months to purchase. The rates are very reasonable, I’d certainly recommend anyone to buy using PayPal. Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101271 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products