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PayPal: PayPal Credit reviews

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4.90
Based on 101,200 reviews, last reviewed 7th May 2026
2324750% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. Sending and receiving money is quick and simple, and it makes online shopping much safer and more convenient... Read more Reviewed on: 7th May 2026
Chini's avatar
Chini

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (101200)

Easy & reliable

5
Amazing service if any disputes you solve quickly Reviewed on: 11th May 2024
Sugirthini R's avatar
Sugirthini R

Good app and easy to navigate.

5
Good app and easy to navigate. PayPal credit works well for online purchases Reviewed on: 11th May 2024
Alasdair Graham's avatar
Alasdair Graham

This is the only credit facility I have that provide...

5
This is the only credit facility I have that provides best customer service and flexible payment. Various option of 0% interest payment makes it my go to option. Reviewed on: 11th May 2024
Olushola F's avatar
Olushola F

Amazing way to manage my finances

5
Amazing way to manage my finances Reviewed on: 11th May 2024
Harry S's avatar
Harry S

all-round easy servic e...

5
Easy to set up, payment reminders, easy to pay, low interest, easy to download statement Reviewed on: 11th May 2024
EssJay's avatar
EssJay

Had very good experience with PayPal credit, very si...

5
Had very good experience with PayPal credit, very simple and easy to use. Reviewed on: 11th May 2024
Jack P's avatar
Jack P

I have used PayPal all my life, brilliant apps and s...

5
I have used PayPal all my life, brilliant apps and secure payment. It has helped me a lot in paying for stuff’s such as credit and low interest fees. I can’t ask for more with a brilliant service and can’t find a fault. I always recommend friends and family to use PayPal as it’s 10 out 10. Reviewed on: 11th May 2024
Anben Cooppen's avatar
Anben Cooppen

Easy to use, and very quick.

5
Easy to use, and very quick. No long term waiting more or less instant. Reviewed on: 11th May 2024
Kevin Mitch's avatar
Kevin Mitch

A**** customer service

5
If I have ever had any difficulty with anything the telephone service has been exceptional Reviewed on: 11th May 2024
Jessica H's avatar
Jessica H

They care about their customers

5
Always helpful. Easy to use. If I have an issue, customer support help me in a fast and easy to understand way. I don't feel worried about asking. And it's always good value for money. The interest rate is quite low and it feels they care for their customers over making money. Seems so much more easy and helpful compared to how banks usually work. I wish I could transfer fully to PayPal. Reviewed on: 11th May 2024
A 's avatar
A

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