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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Maximum convenience and good customer service

I've used PayPal and PayPal Credit for online payments for years. It's the most convenient way for me to break large purchases into smaller payments, and on the one occasion when I've needed to talk to customer service to address an issue (an accidental missed payment), they went above and beyond and resolved it for me Reviewed on: 23rd April 2026

Really helpfull and friendly i recommended to everyone

Really helpfull and friendly recommended to everyone Reviewed on: 23rd April 2026

Paypal is the best

Paypal are the best i have always used them to buy and sell Reviewed on: 23rd April 2026

Paypal payments

Often use PayPal for payments. Easy and fast Reviewed on: 23rd April 2026

Excellent customer service very helpful telephone se...

Excellent customer service very helpful telephone service Reviewed on: 23rd April 2026

PayPal my go to option

PayPal offers numerous options. App is very easy to use, terms and conditions are clear, I really appreciate the secure payment platform Reviewed on: 23rd April 2026

Valued customer service

Customer service is very good; they helped me with my inquiry. They are very polite. I had a situation with my bill when I paid for it but had forgotten that they take the money out late, so I gave them a call. They reassured me that I'm a good customer who pays on time, so they decided not to charge me a late fee. I then made sure the money was in my account. Reviewed on: 23rd April 2026

So easy to use.

So easy to use. Simple and allows to budget over a few months Reviewed on: 23rd April 2026

Great Payment Choice

Great flexible payment choices with ability to earn points. Reviewed on: 23rd April 2026

Amazing customer service

Amazing customer service well communicated and sent a long way to solve my query Reviewed on: 23rd April 2026

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