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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Very good.

Very good. Helpful use. Easy to use app Reviewed on: 23rd April 2026

Interest free

Interest free options are great pay in 3 or 6 Reviewed on: 23rd April 2026

Simply the best and easily accessible when required

Always reliable and easy to use. Easy to access and delivers instantly with no fuss or complications. Highly recommended and efficient plus effective Reviewed on: 23rd April 2026

Always used PayPal since it started very useful for...

Always used PayPal since it started very useful for me with my lifestyle and secure payments helps as well. Reviewed on: 23rd April 2026

Amazing experience!

Amazing experience! I love Paypal Reviewed on: 23rd April 2026

It’s great for sending presents and cash to my famil...

It’s great for sending presents and cash to my family overseas! My sons and grandchildren live inNorth America and it’s a quick simple process! Reviewed on: 23rd April 2026

Really good interactions when I have needed to speak...

Really good interactions when I have needed to speak with them. No issues so far, and can’t foresee any issues moving forward. Will definitely continue using them for purchases as I have done already for several years. Will also be more inclined to use companies that have PayPal as a payment option Reviewed on: 23rd April 2026

The payments are quick and accurate. ...

The payments are quick and accurate and the interest charged on PayPal Credit is reasonable also. Reviewed on: 23rd April 2026

Really enjoying being able to buy expensive items an...

Really enjoying being able to buy expensive items and pay it back at little affordable amounts Reviewed on: 23rd April 2026

Excellent service without any Hassel.

Excellent service without any Hassel... PayPal is there when needed... Reasonable interest rates. I will start to purchase by using paypal debit card Reviewed on: 23rd April 2026

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