Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 101,139 reviews, last reviewed 7th May 2026
2321850% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very reliable as well. Reviewed on: 7th May 2026
Rebika's avatar
Rebika

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (101139)

Very good gives me time to pay later with no interes...

5
Very good gives me time to pay later with no interest if within 4 months! Reviewed on: 11th May 2024

Interest free options with easy ways to overpay and...

5
Interest free options with easy ways to overpay and clear debt Reviewed on: 11th May 2024

Love PayPal easy way to pay an great if issues with...

5
Love PayPal easy way to pay an great if issues with product Reviewed on: 11th May 2024

Great service easy to understand and buy now pay lat...

5
Great service easy to understand and buy now pay later is great Reviewed on: 11th May 2024

Very good service

5
Very good service I have been using PayPal for 5 years never have any problems Reviewed on: 11th May 2024

PayPal is very secure.

5
I'm using PayPal for many many years and never had issues. I feel very secure using PayPal this is mostly my main form of payment. Websites who don't offer PayPal payment loosing me as a customer, which is a shame really. Reviewed on: 11th May 2024

It has been a useful way to manage my money.

5
It has been a useful way to manage my money. Reviewed on: 11th May 2024

Love PayPal credit, interest free for 4 months

5
Love PayPal credit, I can make larger purchases and pay over 4 months without any interest being added. Reviewed on: 11th May 2024

my experience of using PayPal credit the app makes t...

5
my experience of using PayPal credit the app makes things like remembering payment and the ease of using the app is second to non nothing rivels it in my opinion 5 star Reviewed on: 11th May 2024

Love it.

5
Love it. Specially spreading cost to four months without interest. Reviewed on: 11th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review