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PayPal: PayPal Credit reviews

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4.90
Based on 100,278 reviews, last reviewed 7th May 2026
2282150% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my go to for purchasing pretty much everyt... PayPal is my go to for purchasing pretty much everything these. I particularly like the pay in 3 facility which just makes managing purchases so much ... Read more Reviewed on: 7th May 2026
Orla's avatar
Orla

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100278)

fantastic

5
easy to use app for easy access to your credit with multiple options available and quick early repayment ability Reviewed on: 11th August 2022
Jordan Plowman's avatar
Jordan Plowman

My Precious PayPal

5
PayPal is always my go to purchase option online, so much so that if a website doesn't have the trusted PayPal logo as a payment option, ive closed the website altogether and they haven't gotten a sale from me. I trust PayPal to fight your corner should something go wrong as a consumer, and the customer service team are always on hand to help. I've been a customer with PayPal for a long time and enjoy their regular promotions. The Christmas one saw me bag quite a few lots of £25 for free just for using PayPal! Allowed me to get a few extra treats over the festive period. All in all, I'd highly recommend PayPal. Reviewed on: 11th August 2022
Kerrfoxhound's avatar
Kerrfoxhound

fantastic way to handle transections safe and sound

4
I have been using pay pall over a decade and extremely setisfied with the way it works Reviewed on: 11th August 2022
aamir Qayyum's avatar
aamir Qayyum

Easy friendly reliable

5
Paypal credit is very helpful, also gives you reminder of minimum pay. I made my daughter's room a new look uisng my paypal credit and renovate my bathroom. And monthly pay is easy make your life and finances manageable. I would highly recommend it. Reviewed on: 11th August 2022
SAM SMITH's avatar
SAM SMITH

Perfect

5
Absolutely perfect consideration is excellent for people/myself to manage with ease xx Reviewed on: 11th August 2022
Tamiko Bellchambers's avatar
Tamiko Bellchambers

Easy to set up, manage, and track.

5
PayPal credit is easy to use, always visible in the app, and leaves me feeling in control of my finances. It allows me to spread payments easily and pay off whatever I want when I can. The minimum payment is small enough that on a hard month it is easily doable. They communicate well and I am really happy with the service. Reviewed on: 11th August 2022
Caroline Leavesley's avatar
Caroline Leavesley

Credit card

5
A fantastic way to pay for online shopping without interest to pay for four months. Reviewed on: 11th August 2022
Andrzej's avatar
Andrzej

It is easy and reliable

5
You can choose from so many online shopping lists and is very helpful giving you so many options I will definitely recommend it further to my friends and family Reviewed on: 11th August 2022
Petronela Kostic's avatar
Petronela Kostic

Easy to use

5
Using PayPal credit is very easy to understand and very straightforward Reviewed on: 11th August 2022
Nana Ama Mensah's avatar
Nana Ama Mensah

Excellent service

5
I have a great experience with paypal credit. it is simple and easy to use and allows me to have 4 months to pay. it is also great for when i’ve had issues with payments it hasn’t been affected because i used paypal credit i could still get refunded Reviewed on: 11th August 2022
Georgia Bond's avatar
Georgia Bond

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