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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,256 reviews, last reviewed 7th May 2026
2281050% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great They are really good value .easy to use and apply for Reviewed on: 7th May 2026
Adam C's avatar
Adam C

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026
Kate T's avatar
Kate T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100256)

Excellent

5
Used pay pall for mainly online simple and easy to use with clear payments and easy lay out Reviewed on: 10th August 2022
terry finlay's avatar
terry finlay

Fantastic easy safe to use

5
PayPal credit has been so useful and easy to use. Easy to check and pay my balance. I always feel safe using PayPal such an amazing app Reviewed on: 10th August 2022
Amy's avatar
Amy

PayPal Perfect Payments

5
Best credit card I have. So simple and easy and great APR after 4 months interest free ! Reviewed on: 10th August 2022
Charlie's avatar
Charlie

Excellent facility

5
Easy to use and great app. Flexible service. Reviewed on: 10th August 2022
Darren's avatar
Darren

Excellent Service

5
Easy and straight forward service. Never had issue with paypal! Have been recommending to my friends! Reviewed on: 10th August 2022
atienzamarijane@yahoo.com's avatar
[email protected]

Simple and easy

4
does what it says on the tin, simple and handy if you already have paypal Reviewed on: 10th August 2022
jacob fitzpatrick's avatar
jacob fitzpatrick

Easy Quick Credit

5
Was super easy to setup and credit was available instantly. No need to mess with actual cards or pin numbers. Use it very often than I thought. Reviewed on: 10th August 2022
dilanka dassanayake's avatar
dilanka dassanayake

Pay pal credit

4
You can clearly see what your limit is, how much you have left any purchase deals, like the 0% on £99+ spending and I clear amount and date for your repayment. Reviewed on: 10th August 2022
Jody Bond's avatar
Jody Bond

Simple, easy to use, fair

4
Very customer friendly experience. No hidden loopholes - just reasonable, upfront credit, when I need it. Reviewed on: 10th August 2022
RJ S's avatar
RJ S

Professional

3
The service is prompt and effective and l if something goes wrong, PayPal customer service doesn’t disappoint Reviewed on: 10th August 2022
The Arch Money Advice UK's avatar
The Arch Money Advice UK

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