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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

The service gives an easy experience and selecting h...

The service gives an easy experience and selecting how you would like to pay, although I do find the APR a little bit high. I think I like is I feel secure and safe using it for purchases. Reviewed on: 23rd April 2026

Always use PP, reliable and ready to assist if issues

Always use PP, reliable and ready to assist if issues Reviewed on: 23rd April 2026

Communication, refunds and customers service are best.

Communication, refunds and customers service are best. Understanding of your experience and expectations. Quick responds to issues and solution. Happy customer. Reviewed on: 23rd April 2026

Get going with PAYPAL

Very easy to use will recommend to friends Reviewed on: 23rd April 2026

A safe way to spend with some insurance from scammers.

A safe way to spend with some insurance from scammers. Reviewed on: 23rd April 2026

Simply The Best!!

They are prompt on payments and refunds their pay in 3 and Paypal credit are great additions in this current monitory climate and makes purchases a lot easier and you feel totally safe when using pay pal. Can’t rate them highly enough Reviewed on: 23rd April 2026

Excellent company and customer service

Excellent company and customer service Reviewed on: 23rd April 2026

Paypal Paysafe

Amazing Always used Paypal always feel safe when using for payments. I use ebay a lot and always use paypal credit or one off purchases. I always feel safe using paypal rather than my own personal cards. Reviewed on: 23rd April 2026

Simple easy platform to make payments - love seeing...

Simple easy platform to make payments - love seeing the ‘PayPal’ logo when online shopping definitely enhances my shopping experience. Reviewed on: 23rd April 2026

Reliable and fantastic

Always had a good experience with paypal, sorted disputes quickly, never held my money, and always open and fair. I have used PayPal for years and can see myself doing so for the foreseeable future Reviewed on: 23rd April 2026

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