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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100244 reviews)

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4.90

Based on 100,244 reviews, last reviewed 7th May 2026

2280500% increase in 5 star reviews

in the past 90 days

6550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Exceptional customer service. Exceptional customer service. Going the extra mile. Help at first point of contac.t Reviewed on: 7th May 2026

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100244)

great company

I have been using this service for 6 months now and it has helped me dramatically. Reviewed on: 9th August 2022

Simple, easy, and cost effective

I use PayPal credit all the time. It is my go-to credit provider. I get the stuff I want but have time to save up to pay either the minimum £5 or more. or pay in 3 once a month. You are sent texts and emails about the money you've spent and can pay by taking a photo of the bar code. The website is so simple to use. Account Information is easy to find and most sellers have the PayPal option now. I highly recommend. Reviewed on: 9th August 2022

0% for 4 months

Having 0% for all transactions over £100 for 4 months has really allowed me to easily split my payments and not worry about hefty interest charges Reviewed on: 9th August 2022

Customer friendly

Customer satisfaction and help in time of need Reviewed on: 9th August 2022

worked wonders

got my first pc with it i love it so much thanks paypal Reviewed on: 9th August 2022

Great easy..... Fast

A really quick and easy way to do online payments to those retails that support them, perhaps a better rate when doing purchases in FX but overall a good service. Reviewed on: 9th August 2022

PayPal Review

Great company that allows easy movement of funds to friends and family. Reviewed on: 8th August 2022

Brilliant payback options (interest free)

Probably the best credit option in credit market. Three to four months of interest free period helps a lot in this difficult times. That gives us a lot of breathing space to plan our finances. Thanks. Reviewed on: 8th August 2022

Very handy and helpful product

I find PayPal credit convenient and helpful in my online shopping, given the added security/benefit of anonymity. It is very safe and comforting to know you are secure and could make purchases online with available credit anutime. Reviewed on: 8th August 2022

Credit Help

This is really helpful when you are short of cash. Reviewed on: 8th August 2022

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