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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Reliable and fantastic

5
Always had a good experience with paypal, sorted disputes quickly, never held my money, and always open and fair. I have used PayPal for years and can see myself doing so for the foreseeable future Reviewed on: 23rd April 2026

The best and safest way to pay for the products.

5
The best and safest way to pay for the products. Reviewed on: 23rd April 2026

execellent , very easilly managed

5
execellent , very easilly managed Reviewed on: 23rd April 2026

Spending made easy

5
The PayPal credit card has helped to make life so much easier for me. I spend on it if I need to and payoff in plenty of time before any interest is added. So simple quick and easy and I wouldn't go anywhere else. Reviewed on: 23rd April 2026

Very easy to use, understanding some Apple transacti...

4
Very easy to use, understanding some Apple transactions could be easier though Reviewed on: 23rd April 2026

I can never make out what happen yo my refunds.

2
I can never make out what happen yo my refunds. I wish this could be made a bit clearer Reviewed on: 23rd April 2026

Quick, reliable and efficient.

5
Quick, reliable and efficient. I found it is easy to use and flexible payment system. Reviewed on: 23rd April 2026

Super company

5
Superb. Can’t fault. Never had a problem. Reviewed on: 23rd April 2026

Customer Service

4
Always able to speak with a real person Reviewed on: 23rd April 2026

Contact support

5
Never had a problem until need to contact someone then can't find how to do it , Reviewed on: 23rd April 2026

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