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PayPal: PayPal Credit reviews

4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Very easy to use perfect accessibility for the credit

5
Very easy to use perfect accessibility for the credit Reviewed on: 23rd April 2026

Very convenient way to use, good start balance

5
Very convenient way to use, good start balance Reviewed on: 23rd April 2026

Always helpful anytime I've had a dispute, quick to...

5
Always helpful anytime I've had a dispute, quick to solve it. Reviewed on: 23rd April 2026

An easy to navigate and use platform.

5
An easy to navigate and use platform. 5 stars to PayPal. Excellent service cheers Reviewed on: 23rd April 2026

Easy to use and very efficient when setting up direc...

5
Easy to use and very efficient when setting up direct debits or payment plans Reviewed on: 23rd April 2026

the credit card helped me out when I needed it

5
I’ve used PayPal for years but the credit card helped me in sticky situations and I love the delay in paying and delay in interest costs on each item I purchase. Brilliant! Reviewed on: 23rd April 2026

Payed for laptop and mobile phone .

4
Payed for laptop and mobile phone .paying 0% interest Reviewed on: 23rd April 2026

Pay pal is convenient and reliable to use really lik...

5
Pay pal is convenient and reliable to use really like it Reviewed on: 23rd April 2026

Good service for spending money and credit free

4
Good service for spending money and credit free Reviewed on: 23rd April 2026

Easy and very comfortable to use

5
Easy and very comfortable to use Reviewed on: 23rd April 2026

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