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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100238 reviews)

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4.90

Based on 100,238 reviews, last reviewed 7th May 2026

2280200% increase in 5 star reviews

in the past 90 days

6550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ive used paypal for many years and im very happy usi... Ive used paypal for many years and im very happy using paypal. Reviewed on: 7th May 2026

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100238)

Short term interest free .

I have used Paypal Credit since buying my first electric cycle on 12 months interest free credit. That was five years ago, today I purchased airline tickets for my next trip to visit family in NZ. Reviewed on: 7th August 2022

Paypal Credit makes things easy

Using PayPal credit for purchases couldn't be easier. The credit limits are reasonable and the payment terms are always clrear. Reviewed on: 7th August 2022

easy and fast

Hustle free credit, fast and easy process. Reviewed on: 7th August 2022

Credit for Credit

Paypal credit is helpful for everyday and special purchases when they would be otherwise impossible. Living within a restricted budget can be aided by knowing the availability of funds from Paypal credit if needed. Many forgotten birthday presents or broken appliance has been purchased by Paypal credit in my case. It's everyday credit for everyday life! So I say thank you and let's give Paypay Credit for credit. Regards Dave H Reviewed on: 7th August 2022

amazing credit and payment company

i love the options of ways to pay, so safe and easy Reviewed on: 7th August 2022

Quick and easy to use

Application was very easy, decision made instantly. Big push to credit score Reviewed on: 7th August 2022

Amazing

Always been helpful to me, with any problem Reviewed on: 7th August 2022

Good

Good company, make my shopping life much easier Reviewed on: 7th August 2022

very quick and easy to use

helped with my housing renovation plans and very easy to use Reviewed on: 7th August 2022

Peace of mind

Paypal got my back when I make purchases so if anything goes wrong I don't have to worry. I Always pay with PayPal its the safest way to go. Customer service is excellent, curteous, helpful and precise. What's not to love. Reviewed on: 6th August 2022

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