Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,230 reviews, last reviewed 7th May 2026
2279900% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They customer service is excellent They customer service is excellent Reviewed on: 7th May 2026
Marjan J's avatar
Marjan J

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026
Juliet 's avatar
Juliet
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (100230)

Paypal Credit is the best for online purchase

5
It is easy, reliable and trustworthy for online purchases. Reviewed on: 5th August 2022
Ibrahim's avatar
Ibrahim

really usefull

5
used it time and agin with no problems Reviewed on: 5th August 2022
Eliot Mcnamara's avatar
Eliot Mcnamara

Super convenient & affordable repayments for credit

5
Their credit system is so affordable to repay and super easy to use, especially for rainy days, makes life so much easier. Reviewed on: 5th August 2022
Laura's avatar
Laura

Excellent little tool

5
PayPal credit is an excellent tool to help you through the times that you need just a little longer to pay for things or take the edge off of those larger purchases. Four months 0% interest, you really can't go wrong. Reviewed on: 5th August 2022
JustRhia's avatar
JustRhia

very easy to use and reliable

5
it was very easy to be verified and I was also able to pay my debts off at a good and affordable rate with 0% interest Reviewed on: 5th August 2022
Alex Koroma's avatar
Alex Koroma

Easy options

5
I have enjoyed using PayPal credit. Thanks so much. Reviewed on: 5th August 2022
Craig 's avatar
Craig

Fast and Safe

5
Always Truing to pay via PayPal to be protected. Reviewed on: 5th August 2022
Alexandru Popa's avatar
Alexandru Popa

PayPal credit, top notch

5
Of all the options to use for credit, Paypal is easily my go-to choice of recommendation. Reviewed on: 5th August 2022
Cur50n's avatar
Cur50n

Superb service, excellent functions designed to work seamlessly

5
All good, as a user for over 20 years I am still perfectly happy with their superb and quick service. Reviewed on: 5th August 2022
Graham CG's avatar
Graham CG

Good customer service and clear terms

5
Paypal credit is a fantastic option, similar to other credit brokers that allows you to shop safely online and utilise their 4 month interest free payments! I'd definitely recommend for frequent online shoppers. Reviewed on: 5th August 2022
Fraser L's avatar
Fraser L

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill