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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

I use it for most online purchases with no issues.

I use it for most online purchases with no issues. Having the 4 months free interest is pretty handy alongside the decent credit limit, the only issue is less merchants offer PayPal these days and even when using the new card for PayPal credit it still doesn't work on those sites. Reviewed on: 23rd April 2026

Very easy to operate & send receive money

Very easy to operate & send receive money Reviewed on: 23rd April 2026

Fantastic

Great experience there when I need it no hastle Reviewed on: 23rd April 2026

I love my PayPal App, Credit & Debit options when ma...

I love my PayPal App, Credit & Debit options when making purchases. So simple & I can shop with confidence Reviewed on: 23rd April 2026

Easy and accessible

My experience was always positive and easy Reviewed on: 23rd April 2026

Great choices of ways to pay and added security on p...

Great choices of ways to pay and added security on purchases Reviewed on: 23rd April 2026

Easy to use, always handy for unexpected purchases.

Easy to use, always handy for unexpected purchases. Reviewed on: 23rd April 2026

I love paypal, its so easy and convenient for my eve...

I love paypal, its so easy and convenient for my everyday things. Reviewed on: 23rd April 2026

Simple to use and great service to use

Simple to use and great service to use Reviewed on: 23rd April 2026

Good credit limit and 0% interest for a few months i...

Good credit limit and 0% interest for a few months is helpful also. Reviewed on: 23rd April 2026

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