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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,190 reviews, last reviewed 6th May 2026
2278050% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience I like this Very good experience I like this Reviewed on: 6th May 2026
Iqra Tanveer's avatar
Iqra Tanveer

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026
Juliet 's avatar
Juliet
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100190)

Great service

5
Flexible credit options, with no extra cost, if you plan your budget right. Reviewed on: 1st August 2022
Einar Silvansky's avatar
Einar Silvansky

Great product, great service

5
Paypal credit is great. Easy to use and track your account. Reviewed on: 1st August 2022
Dexter Millen's avatar
Dexter Millen

So convenient !!

5
Very happy with the 0% for 4 month offer for every purchase over £100. Has helped us buy stuff for our new house with enough time to pay it all back in 4 months without any interest charge. Reviewed on: 1st August 2022
Alisha Aman's avatar
Alisha Aman

Paypal credit review

5
I have always found paypal credit an absolutely easy option to use and the approval process is quite prompt. There is also an added sense of security that if anything goes wrong, your money is protected. Reviewed on: 1st August 2022
Fahrina Maharaj's avatar
Fahrina Maharaj

Credit card

5
I have very good experience, with my credit card. Reviewed on: 1st August 2022
Ivan Ocampo's avatar
Ivan Ocampo

Amazing, Easy to use

5
PayPal credit is easy to use. It gives you a clear breakdown of how much credit you have left and the amount you need to pay off. One thing I love about PayPal credit is that it breaks down the amount you have left to pay off for each shop. With the ability to set up a direct debt and frequent reminders it's nearly impossible to forget repayments. Reviewed on: 1st August 2022
Amy Nash's avatar
Amy Nash

Convenient

5
I have been using Paypal Credit for a while now, and have a only positive feedback. It's very convenient, easy and straightforward. Reviewed on: 1st August 2022
Marina's avatar
Marina

The best

5
Great customer service, always use paypal credit Reviewed on: 31st July 2022
Nathanial Chapman's avatar
Nathanial Chapman

Quick & Easy

5
PayPal credit is so quick and easy to use and great that you can spread the cost of things especially in these hard times well done PayPal Reviewed on: 31st July 2022
Bernadette Coyle's avatar
Bernadette Coyle

Hassle free provider

5
I find Paypal credit, easy and hassle-free for those times when I you need to use credit for larger purchases. Reviewed on: 31st July 2022
Victoria Marvin's avatar
Victoria Marvin

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