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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Flexible for everyday

Great form of finance which is flexible for day to day. Reviewed on: 23rd April 2026

PayPal there when I need it.

PayPal allows me to buy what I need with either interest free or pay in three. Excellent way to manage the budget. Statements are easy to read too. Reviewed on: 23rd April 2026

Paypal has been so helpful in splitting payments for...

Paypal has been so helpful in splitting payments for me - i was able to pay for things in monthly installments which has been a godsend, I also like the new rewards points and the ability to add the card to Google wallet Reviewed on: 23rd April 2026

It is amazing what using PaPal credit has done for me.

It is amazing what using PayPal credit has done for me. I really cannot comprehend Reviewed on: 23rd April 2026

Access to money at my fingertips.

Access to money at my fingertips. Also the credit card option makes it even more flexible wirh 4 months to repay. Ive been using PayPal for years and feel it has given me more confidence to buy than before. Reviewed on: 23rd April 2026

Very convenient and reliable.

Very convenient and reliable. I can use this all the time. Reviewed on: 23rd April 2026

Every experience with PayPal has been trouble free.

Every experience with PayPal has been trouble free. From PayPal credit to pay in three everything is so clear and easy. Reviewed on: 23rd April 2026

Simple to use, excellent communication.

Simple to use, excellent communication. Reviewed on: 23rd April 2026

Very efficient

Always a good experience, very smooth and efficient. Clear information and effortless payments. Reviewed on: 23rd April 2026

Positive PayPal Comms.

Communications via email and app very good. Adding money and use of PayPal credit is very good also. Reviewed on: 23rd April 2026

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