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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Simple to use

5
Easy to use & make payments. I like the pay in 3 with 0% interest. Reviewed on: 23rd April 2026

So easy to use

5
So easy to use with out any problems Reviewed on: 23rd April 2026

Using PayPal pay in 3 or 4 is seamless, allows bette...

5
Using PayPal pay in 3 or 4 is seamless, allows better budgeting and cashflow, and my few interactions with them have been frictionless Reviewed on: 23rd April 2026

PayPal review

5
I have used PayPal for a number of years & will continue to do so , such an easy to use hassle free way of paying for goods and services . Reviewed on: 23rd April 2026

All you need

5
Had PayPal for a few years and never had a complaint, also when I lost my Gmail I called PayPal and they sorted me out on the moment. Reviewed on: 23rd April 2026

Customer first.

5
PayPal always puts the customer first and deals with any situation in a professional manner. Reviewed on: 23rd April 2026

I have been a satisfied PayPal customer for over twe...

5
I have been a satisfied PayPal customer for over twenty years. Reviewed on: 23rd April 2026

Fab service

5
No, your previous questions suffice.No Reviewed on: 23rd April 2026

Easy to use and very convenient when you need to pay...

5
Easy to use and very convenient when you need to pay for something a little more expensive and it can be paid off in installments Reviewed on: 23rd April 2026

Customer Service

5
Everytime I’ve had a query, no matter what it is, PayPal sort it. Reviewed on: 23rd April 2026

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