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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100090 reviews)

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4.90

Based on 100,090 reviews, last reviewed 6th May 2026

2273750% increase in 5 star reviews

in the past 90 days

6500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really good Paypal is easy to use and navigate its services Reviewed on: 6th May 2026

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100090)

So easy for my online purchases

There are different ways to purchase, 4 payments interest free and others which can make all the difference when it comes to paying off the purchase. Reviewed on: 10th July 2022

Amazing option!

I would like to recommend the PayPal Credit as an incredible option to all shoppers! Thank you Reviewed on: 10th July 2022

Very helpful and easy to use

Grest product , highly recommend Reviewed on: 10th July 2022

Potentially the best online credit card

Amazing, easy to use would highly recommend. The pay in 3 months option makes spreading cost easy. Reviewed on: 10th July 2022

Affordable credit

It came at the right time with 4 months interest free Reviewed on: 10th July 2022

Not easy to use

The customer service is very prompt and helpful but the result for a service like disrepute issue is one thing that you never want to come across to. Reviewed on: 10th July 2022

Much loved

Have no worries with PayPal. A peace of the mind Reviewed on: 10th July 2022

Fab

Great way of spreading cost. I've used it for years Reviewed on: 10th July 2022

Quick easy reliable

PayPal credit is ideal for any shopper, the “no interest for 4 months” on payments over £100 is just great and means I can spread out the repayments easily. Reviewed on: 10th July 2022

5 star

Overall it’s a positive experience Reviewed on: 10th July 2022

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