Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

View other PayPal products

4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181112)

Paypal is just so esey to use and great for everyday...

Paypal is just so esey to use and great for everyday purchases and spreading the costs of times i wouldn't recommend any other services then paypal Reviewed on: 23rd April 2026

I feel safe using paypal and also know if I want to...

I feel safe using paypal and also know if I want to make safe purchases I can pay on credit first then pay off the balance either straight away or within 4 months which can give me peace of mind. Thanks paypal you do a great job Reviewed on: 23rd April 2026

Paypal credit is simple and hassle free.

Paypal credit is simple and hassle free. I have never had an issue with it and it is easy to track your spending, keeping you in control of your spending. Reviewed on: 23rd April 2026

Fast, Safe, and Hassle-Free. Highly Recommended

I’ve been using PayPal for years and it’s consistently one of the most reliable and convenient payment platforms available. Transactions are quick, secure, and easy to manage, whether I’m sending money, receiving payments, or making online purchases. The buyer and seller protection gives real peace of mind, especially when dealing with new customers or larger transactions. The interface is straightforward, and I appreciate how simple it is to track payments and access transaction history. It also integrates well with many websites and marketplaces, making it a great choice for both personal and business use. Overall, PayPal is a trusted, user-friendly service that makes handling payments effortless and secure. Reviewed on: 23rd April 2026

To date my experience with PayPal has been very posi...

To date my experience with PayPal has been very positive Reviewed on: 23rd April 2026

Safe easy to use reliable brilliant really

Safe easy to use reliable brilliant really Reviewed on: 23rd April 2026

Easy to use and easy to pay.

Easy to use and easy to pay. The App is also easy to navigate. Compatible with a lot of websites Reviewed on: 23rd April 2026

Easy to use protected money mans purchase interest f...

Easy to use protected money mans purchase interest free for 4 months great just booked holiday interest free Reviewed on: 23rd April 2026

Good experience, quick and easy to navigate around a...

Good experience, quick and easy to navigate around and know what I’m getting Reviewed on: 23rd April 2026

Easy to use with fast acceptance for credit applicat...

Easy to use with fast acceptance for credit applications. It really helps with budgeting, especially over Christmas and with holidays as I can pay in 3 with no interest charges. Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101272 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub