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PayPal: PayPal Credit reviews

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4.90
Based on 99,960 reviews, last reviewed 6th May 2026
2267950% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is great, breaks down big payments for... PayPal credit is great, breaks down big payments for 4 months interest free Reviewed on: 6th May 2026
Luiza S's avatar
Luiza S

Latest lowest rating:

2

Poor service / payment standards and website. Cant get to speak to a real person when wanting to know about a payment. Important point you try to save money on staff costs BUT the bot based assis... Read more Reviewed on: 6th May 2026
Richard Davies's avatar
Richard Davies
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99960)

Easy to use and manage

5
I looked at opening a credit provider and looked into PayPal as I use PayPal a lot. Found it easy to use with easy ways of keeping on top of my credit. Reviewed on: 8th July 2022
Bill Murphy's avatar
Bill Murphy

Recommend to everyone

5
Really recommend everyone to use paypal credit. Its easy and convenient to use. It’s interest free for 4 months so I can take time to pay without worrying about increasing interest rate. Reviewed on: 8th July 2022
Lostsoul's avatar
Lostsoul

Excellent

5
Easy to use. Great service and very affordable. Reviewed on: 8th July 2022
Spencer 's avatar
Spencer

Good.service send updstes

5
Easy to use and always handy for special things. Reviewed on: 8th July 2022
Francesco Maguire's avatar
Francesco Maguire

Best credit card option available

5
paypal credit is better than any other credit cards. interest free for four months over 100 pounds spending with no limit of period. I can manage my finance much better with PayPal credit than before. Reviewed on: 8th July 2022
Irene Kim's avatar
Irene Kim

Brilliant service

5
I've used PayPal credit for a few years now. More expensive buys are easier when cut into four payments, Brilliant! If something goes wrong and you have to contact PayPal ....They're on the ball, Brilliant! Problem seller? Money refunded the next day. Brilliant service. Many thanks! Reviewed on: 8th July 2022
Philip Gofton's avatar
Philip Gofton

Thumbs up from me !

5
I have been using pay pal credit for a while now and can honestly say it is one of the fairest credit facilities I use . I love that of you pay off larger purchases in full within a certain time frame you pay no interest. The app is so easy to use and all information is clear . I would definitely recommend it to friends . Reviewed on: 8th July 2022
Nikki Loveday's avatar
Nikki Loveday

Cost spreading

5
It is very handy to spread the cost at no interest if paid within 3/4 months Reviewed on: 8th July 2022
alan pierce's avatar
alan pierce

Simple and easy

5
The simplicity of 4 months interest free credit makes it easy to manage my credit in a cost effective way; it also gives the chance to save further and not have to pass up a bargain. Reviewed on: 8th July 2022
Beverley's avatar
Beverley

Best out there !

5
Credit with no interest for 4 months is not bad t all. Reviewed on: 8th July 2022
MIRCEA BALAN's avatar
MIRCEA BALAN

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