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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

My go to payment site.

5
My go to payment site. I have had trouble in the past with purchases being counterfeit go missing ect and every time PayPal has been there for me. I wouldn’t use any other company Reviewed on: 23rd April 2026

I uses my PayPal credit to buy expensive stuff and i...

5
I uses my PayPal credit to buy expensive stuff and it works well for me. I have introduced a few friends to it and they love it as well. Reviewed on: 23rd April 2026

Helps me pay off what I need and is reasonable with...

5
Helps me pay off what I need and is reasonable with the paying back process Reviewed on: 23rd April 2026

Simple and easy service.

5
Simple and easy service. Never have hassle using PayPal, if ever I’ve had an issue it’s always been resolved. Reviewed on: 23rd April 2026

0% on purcheses for the first 4 months

5
when purchasing items have got the first 4months at 0% which is good and i always settle account before the 4 months are up Reviewed on: 23rd April 2026

An excellent way to spend either online or in store...

5
An excellent way to spend either online or in store with the added security of PayPal services. Reviewed on: 23rd April 2026

Easy to use and secure

5
PayPal is very easy to use and gives the added peace of mind knowing it is secure. Reviewed on: 23rd April 2026

Simply the best good ol paypal.

5
Simply the best good ol paypal. Love ya..keep doing what you do Reviewed on: 23rd April 2026

Great for paying over time .

5
Great for paying over time ... & when you need to get things & pay over 3 months Reviewed on: 23rd April 2026

0 per cent interest is so good.

5
0 per cent interest is so good.I use pay pal all the time for on line purchases is so easy Reviewed on: 23rd April 2026

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