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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Amazing service ,I have used them for many years

Amazing service ,I have used them for many years Reviewed on: 23rd April 2026

Buying confidence

I always use PayPal if available with online purchases it gives me confidence in the transaction Reviewed on: 23rd April 2026

Excellent service and safe to use which is reassurin...

Excellent service and safe to use which is reassuring these days . Reviewed on: 23rd April 2026

Its convenient

Its convenient and easy to manage. The payment method can be updated as its very slow. Reviewed on: 23rd April 2026

Simple and easy to use.

Simple and easy to use. Very convenient for all online purchases and splitting bills. Pay on 3 and credit also are very handy and with the new PayPal+ there is no reason not to use PayPal for all transactions Reviewed on: 23rd April 2026

I have been with PayPal for many years.

I have been with PayPal for many years. And have not been dissatisfied. Reviewed on: 23rd April 2026

I had a lovely surprise!

I had a lovely surprise!!! When I had to use my PayPal Credit card to pay my rent 2 months ago there was no credit charge added for 3 months. That's enabled me to catch up at no extra cash. A massive 'Thank you to PayPal' Reviewed on: 23rd April 2026

Fuss free payments

Always found customer services easy to contact and advice given has always been helpful/ positive. Online use is fuss free and secure and for larger purchases Paypal Credit is great. Reviewed on: 23rd April 2026

Efficient communication and straightforward access t...

Efficient communication and straightforward access to credit with great flexibility. Reviewed on: 23rd April 2026

never had a bad experience using it would recommend...

never had a bad experience using it would recommend to my friends, i use it to order from abroad to keep safe, Reviewed on: 23rd April 2026

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