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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99809 reviews)

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4.90

Based on 99,809 reviews, last reviewed 6th May 2026

2261050% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is very easy to use. Paypal credit is very easy to use. Give you more ways to pay for item and pay later. It has been a very good experience using paypal credit Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99809)

PayPal credit, easy to use and trustworthy

Have no problems with my PayPal credit account and the app is easy to navigate Reviewed on: 8th July 2022

More than happy

I am very happy every time when I use PayPal! Special with PayPal credit! I so happy I will recommend to all my clients and my friends Reviewed on: 8th July 2022

PayPal credit is the best choice!

This one was my best decision I made, if I knew this before, would apply earlier avoiding many others credit companies to be honest. If you need to pay something in few months than this is definitely it and best of all, it will not lower or impact your credit score. Reviewed on: 8th July 2022

PayPal Credit is great and flexible

I mainly use it to purchase almost everything online (e.g. hotels, flights, home furniture, etc.). PayPal Credit is very flexible, quick, relaible and convenient Reviewed on: 8th July 2022

Good so far

All good experience so far I had with it Reviewed on: 8th July 2022

Best value credit

PayPal Credit is very simple to use on check out online & then easy to manage from your account. There are some fabulous money saving offers, such as 4 months interest free. Which is the one I tend to make use of 'to spread the load' as it were. Makes it the cheapest credit available as far as I can see. Reviewed on: 8th July 2022

PayPal

Service, reliability, easy to use cannot fault PayPal. Thanks Reviewed on: 8th July 2022

Excellent service provider

Their platform is easy to access and to understand. A very good and responsive customer service and customer care. Reviewed on: 8th July 2022

Paypal credit

Amazing!!! Try PayPal credit I doing my shoppings online and I spread 4 months no fee. Thank you p PAYPAL Reviewed on: 8th July 2022

Fast and easy to use.

Setting up an account and applying for credit was fast and easy to do. No problems with using it, payments always on time and great customer service. Reviewed on: 8th July 2022

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