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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

PAYPAL are all ways there to protect you

PAYPAL are all ways there to protect you Reviewed on: 23rd April 2026

It's very easy and safety with PayPal.

It's very easy and safety with PayPal. Reviewed on: 23rd April 2026

Very easy to use

Very easy to use once you've got through all the log-in steps. These reassure me my account is secure, however, can be tedious at times. Reviewed on: 23rd April 2026

Love the ways of paying

Love the fact you always have different ways of paying with finance and paying immediately always available. Reviewed on: 23rd April 2026

Always safe and prompt

Always safe and prompt. My go to payment online for safety protection and speed. Reviewed on: 23rd April 2026

I’ve never had any problems with pay pal.

I’ve never had any problems with pay pal. Reviewed on: 23rd April 2026

Flexible easy to use credit.

Flexible easy to use credit. Making easy payments I can afford. I use pay pall all the time Reviewed on: 23rd April 2026

Easy to use and securel

I use paypal for most of my on line purchases and have used the cred option before which was easy to setup and use Reviewed on: 23rd April 2026

paypals give more time to payback

I find paypal credit a better way of borrowing as the interest free terms are better than any credit card I have ever had. since paypal credit I barely use credit cars any more. Reviewed on: 23rd April 2026

I feel safe using PayPal.

I feel safe using PayPal. Their customer service is always clear and consistent. Reviewed on: 23rd April 2026

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